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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

108% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fantastic account

Love that you can lock some away in a bloated pot! Reviewed on: 3rd April 2023

Easy and Accessible

Zopa is very easy to use, provides good clear format and information as well as very good rates. Would highly recommend Reviewed on: 3rd April 2023

Great

Great overall experience. Would recommend Reviewed on: 3rd April 2023

Brilliant

Very quick, fast and easy to use Reviewed on: 3rd April 2023

Makes it easy to save

I would definitely recommend Zopa's saving account. It is so easy to organise my money into different savings pots for different goals, and I like that I can boost the interest received on my longer term saving pots. The interest rates are also very competitive. Reviewed on: 3rd April 2023

Great interest rate. Easy to use app

Great interest rate that was increased with the recent interest rate rises. Much better than the offering from high street banks. The app is also very easy to use. Reviewed on: 3rd April 2023

From the very start , Zopa was on the ball

Was there when I needed help and guidance and have consistently been there for me when contacting them through there customer service , great experience thank you. Reviewed on: 3rd April 2023

Great products and easy to use App

Love Zopa products and easy to use App. Only place for my savings! Reviewed on: 3rd April 2023

Excellent savings accounts and easy to use App

Having never used this type of internet based savings product before, I found the whole process to be simple with everything intuitive. With regards to recent interest rate rises, Zopa were very quick to pass on the benefits. Would thoroughly recommend Reviewed on: 3rd April 2023

Quick, smart, no hassle and easy to use service

Found this service online and registration was quick and easy. They offer good smart saver rates and easy to use app. Happy with the services provided. Reviewed on: 3rd April 2023

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