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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple and straightforward

Very easy to follow. Flexible enough to customise your own requirements, but not overly complicated. Reviewed on: 3rd April 2023

Excellent all round

great rates, easy to set up and easy to manage. perfect! Reviewed on: 3rd April 2023

Excellent bank

Fantastic modern day bank, forefront of Giving their customers the best savings interest rates available. Reviewed on: 3rd April 2023

Great service!

Zopa has a great app and very easy to use, along with the good rates they offer Reviewed on: 3rd April 2023

Fantastic account

Love that you can lock some away in a bloated pot! Reviewed on: 3rd April 2023

Easy and Accessible

Zopa is very easy to use, provides good clear format and information as well as very good rates. Would highly recommend Reviewed on: 3rd April 2023

Great

Great overall experience. Would recommend Reviewed on: 3rd April 2023

Brilliant

Very quick, fast and easy to use Reviewed on: 3rd April 2023

Makes it easy to save

I would definitely recommend Zopa's saving account. It is so easy to organise my money into different savings pots for different goals, and I like that I can boost the interest received on my longer term saving pots. The interest rates are also very competitive. Reviewed on: 3rd April 2023

Great interest rate. Easy to use app

Great interest rate that was increased with the recent interest rate rises. Much better than the offering from high street banks. The app is also very easy to use. Reviewed on: 3rd April 2023

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