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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Flexible and competitive saving

ZOPA offer competitive and flexible savings rates giving you the ability to commit money to different timescales within the same savings. Very easy to use via the App. Reviewed on: 3rd April 2023

The Best Around!

Easy to use app, great interest rates and great customer service! Reviewed on: 3rd April 2023

Brilliant

Super useful app, makes it so easy to manage my savings and the information provided is clear and honest. Hopefully the good rates continue! Reviewed on: 3rd April 2023

Good all round savings rates

Easy to use app. Reviewed on: 3rd April 2023

Great rate and simple set up!

It was incredibly easy to set up and manage - and the app is excellent! Great rates too! Would definitely recommend! Reviewed on: 3rd April 2023

Amazing product. Great Service

I love the flexibility if the product enabling me to earn maximum interest. The money transfers are fast too. Easy to set up and great customer service. Reviewed on: 3rd April 2023

Fabulous

So simple to set up, even simpler to use. Very user friendly, and have had no any issues whatsoever and have been using for some time now. I've separated my savings and can clearly see what I have and what rate of interest it's earning, along with being able to label separate savings goals specifically. Would highly recommend! Reviewed on: 3rd April 2023

Easy Flexible and good rates

Very easy to use and flexible with multiple pots at different boosted rates and good interest rates! Reviewed on: 3rd April 2023

Great rates, easy to use app

Experience has been very positive in all aspects Reviewed on: 3rd April 2023

Best out there

I’ve found this to be the best. Quite enjoy using the app and watch my pennies slowly turn in to pounds. I’ve tried chip but not into that. Reviewed on: 3rd April 2023

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