Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates and simple to use

Zopa is one of the easiest to use apps I have used, coupled with good rates of interest makes a winning combination Reviewed on: 3rd April 2023

Simple

Simple sums it all up. Simple to set up, simple to use & a simple clear app. The interest rates are competitive & far better than my high street bank. Reviewed on: 3rd April 2023

Simple savings with a good rate

Easy to open account and simple access through the app. Regular communication and good rates. Reviewed on: 3rd April 2023

Great Service

Great service, easy to use app, competitive rates and very speedy and efficient customer service Reviewed on: 3rd April 2023

Saving made simple and worth it

Love the ease of account opening, money transfer in and out of the account, and great interest rate with immediate access to my money. All from a east to use app. Saving perfection - saving made as simple as it should be! Reviewed on: 3rd April 2023

Easy to set up and great rates

It was really easy to set up my Zips account and it provides much better rates than my other bank accounts. Reviewed on: 3rd April 2023

Got me back into saving again

A great, easy to use, easy to access app that allows ‘pots’ to build savings - has really got me back into the savings habit. Excellent rates too. Reviewed on: 3rd April 2023

Innovative

A great innovative way to save with great rates Reviewed on: 3rd April 2023

Very straightforward

Good rates and very easy to set up, Reviewed on: 3rd April 2023

Amazing

I’ve got multiple savers accounts with zopa easy to use and accessible if I want to. Fantastic service. Reviewed on: 3rd April 2023

Alternative products

Notice savings account
from Vida Bank 0.00 from 0 reviews
Bonus Saving Account
from first direct 4.81 from 56 reviews
Savings
from The Stafford Building Society 4.76 from 47 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub