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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy

Simple to operate. Competitive interest rates. Reviewed on: 3rd April 2023

Zopa

Easy to use, good service, love the idea of tiered interest rates. Reviewed on: 3rd April 2023

Good Interest rates and very easy to transfer money to and from

I learned about Zopa last year when my brother told me about it. I found it easy to apply and set up and I love how I can move my money to boosted pots for even better interest rates. The smart saver is really good and the best thing is that the interest is calculated and added monthly and you can see your savings growing, My daughter has recently turned 18 and I have encouraged her to also open an account. Reviewed on: 3rd April 2023

Simple, easy, uncomplicated

Just a really easy to use and understandable product. No issues. Team is really helpful with any queries (and also resolving an issue that I caused as well which they didn't need to do, so it was really appreciated) Reviewed on: 3rd April 2023

Excellent

Superb app with very user friendly instructions. Reviewed on: 3rd April 2023

Great rates and easy to use

Straight forwards and simple, the app is easy to use, easy to add funds to savings & take them out when you need, and really good rates! Reviewed on: 3rd April 2023

Brilliant

Quick & Easy app based saver with Great rates Reviewed on: 3rd April 2023

Zopa Savings

Smart savings with very competitive interest rates. Highly recommend. Reviewed on: 3rd April 2023

Easy to use and competitive rates

The Zopa app is so easy to use. They offer competitive interest rates and you can quickly move money into different savings pots, with a range o notice period and higher rates. I have been very happy to save with Zopa. Reviewed on: 3rd April 2023

Best interest rates ever!

Always compatible, just as I think to move my money to other providers Zopa remind me why I chose them! TeamZopa! Reviewed on: 3rd April 2023

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