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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart Saver

Good rates, with lots of options and easy to use app Reviewed on: 3rd April 2023

Great company, Great App

Offer competitive rates, easy to use, helpful to chat to. Overall superb customer journey and experience Reviewed on: 3rd April 2023

Easy to use, competitive rates, what is not to like

I love my zopa account, it is helping me to organise my savings into different pots for different things which is just so useful. Reviewed on: 3rd April 2023

High interest rates with good time lock length!

This account is really great at helping me save for the future. Not only are the interest rates high, but the 31-day lock that I use helps me plan how to use my savings effectively, and not have to wait too long when the time is right! Reviewed on: 3rd April 2023

First class

Not tardy when passing on interest rises unlike major banks. Reviewed on: 3rd April 2023

Smart Saver is the way forward!

The app is brilliant. Really easy to open and straightforward in the instructions. They send notifications and of course, the smart saver rate is the best for flexibility. Highly recommend! Reviewed on: 3rd April 2023

Great Service

Great app interface. Very competitive rates and very versatile to suit your needs. Reviewed on: 3rd April 2023

Amazing service

Really easy to set up and use product Reviewed on: 3rd April 2023

Great app and savings rates

Application process very straightforward and quick. App is great and easy to use. Savings rates very competitive. Reviewed on: 3rd April 2023

Fantastic service and product

Since joining everything has been seamless with great service quick to respond to interest rate changes too which is great Reviewed on: 3rd April 2023

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