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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Market leading interest rate and easy to quickly setup

Was starting to get fed up of scanning the savings interest rates each month - often moving money between the two highest paying easy access savings account each time one raised their rate. It gets rather frustrating going back and forth all of the time. Then Zopa came along. Having been a previous finance customer years ago I knew they were a decent company so opened the new savings account. Was fast and simple to deploy and so far has increased the monthly interest rate before my other two savings accounts, which generally run a month behind. Highly recommended. Reviewed on: 3rd April 2023

Savings

Great savings rate and impeccable customer service! Reviewed on: 3rd April 2023

Easy boosted savings

I love that you can put your money into booster pots to save for a chosen amount of time and get better interest rates, it suits me perfectly! Reviewed on: 3rd April 2023

Zopa is best bank for savings

I discovered Zopa after researching online for UK banks with best interest rate savings accounts. Money Saving expert rated Zopa in the top 5. And I can say they have not disappointed. It was an a very straightforward process to open the account on the app. And quieres have been handled very efficiently. Have been recommending Zopa to friends and family as well as people down the pub. Reviewed on: 3rd April 2023

Great value

Great value and easy to set up and use Reviewed on: 3rd April 2023

Super easy and great tool to start saving

Really intuitive app and very accessible. A great way to maximise your savings without the risk. Reviewed on: 3rd April 2023

So easy to use

This account was easy to set up and use, their interest always seems to be one of the first ones to go up and very competitive. Reviewed on: 3rd April 2023

Excellent Product and Service

Zopa is by far the best savings product I have used. Simple to set up, and monitor, through their app, their savings account has proven the best in terms of very proactive interest rate changes, and top rates over all accounts. I highly recommend them! Reviewed on: 3rd April 2023

Great Savings Rates, So Simple to Use

The app is so easy to use and very user friendly. I really like the ‘pots’ as it allows me to separate my savings. I like the platform so much, I showed my mum, and now she saves with Zopa too. Reviewed on: 3rd April 2023

Top Savings Account

I just love Zopa’s Smart Saver. It has the flexibility to suit everyone and excellent interest rates to match. Reviewed on: 3rd April 2023

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