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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Awesome

Great interest rates and easy to manage account Reviewed on: 3rd April 2023

Saving with a smile

Easy to open, easy to use and administer, open with communication regarding deposits and rate changes - and one of the only banking providers to almost instantly update the rates in line with the BofE rate rises. Pleasure to provide a positive review for this company. Reviewed on: 3rd April 2023

Everything about Zopa is geared towards best customer service!

I opened an account so quickly, great service, interest rates and account options. Always in contact via email and easy site to use. Reviewed on: 3rd April 2023

Easy to use, great rates

I've found the experience with Zopa seamless. It makes it even better that their savings rates are some of the most competitive I've seen! Reviewed on: 3rd April 2023

Smart Saver

Easy to set up, easy to use , Very good interest rates Reviewed on: 3rd April 2023

Great product

I love the saver! It's easy to use and I can withdraw easily! Reviewed on: 3rd April 2023

No fuss instant access savings with a great interest rate

An easy to open account with a great interest rate - easy to transfer funds into the account & equally easy to move funds out of the account Reviewed on: 3rd April 2023

Flexibility and convenience

I very much enjoy the ability to put money in different pots, and benefit from boosting these pots for different periods of time. Giving notice is easy and I don’t lose any interest Reviewed on: 3rd April 2023

Pretty good

Very easy to use and navigate the app. Interest rates are very good, though not the best on the market. Overall, very decent. Reviewed on: 3rd April 2023

Instant access saving with good interest rate

Easy to transfer in and withdraw. Immediate transaction and notification. Would be 5 stars if the interest rate was marginally higher. Reviewed on: 3rd April 2023

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