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Zopa: Smart Saver reviews

4.94
Based on 6,514 reviews, last reviewed 10th Feb 2025
8160% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

What's not to like Love the zopa pots, very easy to save systematically. The isa pot is great, tax free savings without any hassle. Reviewed on: 10th February 2025
L W's avatar
L W

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6514)

Review of the Zopa, Smart Saver:

Total power to the customer

5
Without a doubt, the best savings account I've ever had! I can move money in and out at will, designated to an unlimited number of different pots, and choose the level of interest depending on how soon I might need the money. So if a client pays for a year's work in advance, I can pop that money in a higher-interest pot and 'pay' myself into my current account as and when the work comes in. If I want to save up for a nephew's driving lessons? Just make a pot. Transfers of funds to and from my bank are handled smoothly and swiftly, and I get an email to notify me of any actions. I'm not one to exaggerate, but I've never felt so in control of my savings. This is banking for the 21st century. Reviewed on: 20th February 2023

a competitive safe savings product

5
i found the product easy to open and its parameters and competitive rates explained clearly. as a newcomer to e banking it was a stress free experience. i was reassured by its reputation having been a customer of its peer to peer lending Reviewed on: 18th January 2025

Highly recommended.

5
Simple to create an account and manage it conveniently via the app. Great support and competitive interest rate. I would highly recommend. Reviewed on: 18th January 2025

Good interest rates, easy to set up

5
Good interest rates, easy to set up Reviewed on: 18th January 2025

Very good rates of return and customer service

5
Very good rates of return and customer service Reviewed on: 18th January 2025

Innovative bank.

5
Easy to use app. Ability to organise money into pots. Competitive rates Innovative bank. Reviewed on: 18th January 2025

Easy to use app.

5
Easy to use app, straight forward when adding, moving or withdrawing money. Reviewed on: 18th January 2025

Don’t want to a title

5
The app is very easy to use and navigate Reviewed on: 18th January 2025

Very good competitive, rates.

5
Very good competitive, rates. Never had any problems or concerns. Reviewed on: 18th January 2025

Great range, great app, great rates

5
Zopa offer a good range of products with excellent rates, an easy to use app and great customer service by phone on the one occasion when I needed help to sort a problem. I especially love the flexibility that the different savings pots gives. Reviewed on: 18th January 2025

Easy to set up and manage with decent interest rates.

5
Easy to set up and manage with decent interest rates. Reviewed on: 18th January 2025

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