Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent

I was looking for a saving account which offered a good interest rate and flexible options on being able to access my money. I was recommended this account and as a first time saver I couldn’t be happier and more reassured I chose the right decision Reviewed on: 3rd April 2023

Great App

Easy to use App and very competitive rates for easy access. Reviewed on: 3rd April 2023

Great savings account with good interest rate

App is easy to use, account is easy to add money to, interest rate is one of the best on the market Reviewed on: 3rd April 2023

Amazing product

I’m so happy to invest my money with Zopa’s family. I just regret to discovered them last year. Thank a million. Reviewed on: 3rd April 2023

Really easy to use

Very easy to set up and interest rates are the best I've seen. I've already recommended Zopa to everyone I know. Reviewed on: 3rd April 2023

Great servicr

It’s been a great experience so far. Reviewed on: 3rd April 2023

Great Account for Organising Savings

Easy to set up and everything works as it should. Great for keeping funds in separate pots for different saving goals. Reviewed on: 3rd April 2023

Excellent rates and so simple to use.

Exactly what it says in the title. Great rates for my saving and so simple to do. When banks are struggling to give you the best rates for your savings, in jumps Zopa and sets the ball rolling. Very easy to use app and everything is just so simple. I would recommend this to everyone. Reviewed on: 3rd April 2023

Great Smart Saver

Good interest rates, easy to set up and very easy to move money from one account to the smart savings account. Have already recommended to my friends and family! Reviewed on: 3rd April 2023

Clear and easy

Clear and easy way to save money. Interest added monthly. Love it. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Bradford District Credit Union 4.86 from 521 reviews
Savings
from Beverley Building Society 4.91 from 272 reviews
Easy access pot
from Beach 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub