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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy and stress free experience

I am really impressed with Zopa and setting up my smart saver. Everything was easily explained, simple to follow and could access the saver straight away on the app. The app is amazing where you can clearly see/ control what money is coming in/out of your account. Sounds easy but other companies seem to struggle with this. Would definitely use again and highly recommend to anyone else thinking of opening an account. Reviewed on: 23rd February 2023

An easy to use app

Zopa was easy to set up, the app is the simplest banking app I've ever used. It's easy to switch between savings accounts. I feel confident placing my money with Zopa. Reviewed on: 23rd February 2023

Simple savings

An easy to use savings account with options to add boosted savings pots with excellent interest rates Reviewed on: 23rd February 2023

Excellent

Excellent savings rates and easy to use app, took no time at all to set up. Would definitely recommend. Reviewed on: 23rd February 2023

A HELPING HAND

Quick and easy application for a loan when it was needed. Also good backup communication. Reviewed on: 23rd February 2023

intuitive and effective saving

ideally I'd prefer to manage my accounts using a desktop pc however the zopa app is easy to use and navigate. So far too they have been reasonably quick to respond to interest rate changes which is more than I can say for others! Reviewed on: 23rd February 2023

Super easy to use!

As the title says; couldn’t ask for more and always competitive on interest rate Reviewed on: 22nd February 2023

Easy to use, great savings account

I love Zopa, it’s so easy to create separate pots and save for different things. Great interest rates and easy to use app. Reviewed on: 22nd February 2023

Hassle free

Great account, would definitely recommend. Reviewed on: 22nd February 2023

Game changer

I couldn't be happier with Zopa. The app allows me to split my money into different pots which helps me keep track of savings for different goals. I love seeing the interest get paid each month, in only a few months I've earned far more than I ever did in a traditional bank. Reviewed on: 22nd February 2023

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