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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Hassle free

Setting up the account was the hardest thing to tackle, and it took seconds to do through the simple app. After that adding funds to my account is easy to do. I like the fact that all the information I need is immediately accessible. Reviewed on: 22nd February 2023

good rates & simple website

good rates & simple website no more needs to be said! Reviewed on: 22nd February 2023

Savers dream

Zopa is so easy to use and to save. Fantastic rates to bring your finances on top I would 100% recommend zopa to any of my friends and family! Reviewed on: 22nd February 2023

Great service, Great Application, Great People

My experience with Moneybox has been fantastic, everything you need in one place, very clear what your rates etc are and fantastic customer support. Reviewed on: 22nd February 2023

Great service

Great interest rates, far superior than high street banks. Reviewed on: 22nd February 2023

Easy to set up and great rates

The account is easy to set up online and offers great rates. Also gives the ability to set up separate pots if savings within the account for different purposes. Reviewed on: 22nd February 2023

Reliable and customer-focussed

Zopa have been utterly superb for me. Head and shoulders above any high street bank. They seem to value me and my custom. The rates are amazing, the services brilliant and I recommend Zopa all the time! Reviewed on: 22nd February 2023

High interest rate many options.

I applied to zopa for a loan.. but then I saw the savers section and so far have £9000 over 4 different pots... all with accessible date if and when I need it.. Linked to my bank so really easy transfers in and out, I've had over £30 in interest so far.. Absolutely brilliant for me and a fantastic way to save. Reviewed on: 22nd February 2023

Incredibly easy to use

Pulled out money from a rubbish savings account with limited access and low interest. With Zopa I now have full access to my savings and a great interest rate! Reviewed on: 22nd February 2023

Easy and fast

Quick loan decision, manageable repayments, easy account access. Would recommend. Reviewed on: 22nd February 2023

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