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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Super easy to use!

5
As the title says; couldn’t ask for more and always competitive on interest rate Reviewed on: 22nd February 2023
Mx51's avatar
Mx51

Easy to use, great savings account

5
I love Zopa, it’s so easy to create separate pots and save for different things. Great interest rates and easy to use app. Reviewed on: 22nd February 2023
Helen Otton's avatar
Helen Otton

Hassle free

5
Great account, would definitely recommend. Reviewed on: 22nd February 2023
M Morton's avatar
M Morton

Game changer

5
I couldn't be happier with Zopa. The app allows me to split my money into different pots which helps me keep track of savings for different goals. I love seeing the interest get paid each month, in only a few months I've earned far more than I ever did in a traditional bank. Reviewed on: 22nd February 2023
Cassandra McKenna's avatar
Cassandra McKenna

Hassle free

5
Setting up the account was the hardest thing to tackle, and it took seconds to do through the simple app. After that adding funds to my account is easy to do. I like the fact that all the information I need is immediately accessible. Reviewed on: 22nd February 2023
Jonathan Stretton's avatar
Jonathan Stretton

good rates & simple website

5
good rates & simple website no more needs to be said! Reviewed on: 22nd February 2023
Dave's avatar
Dave

Savers dream

5
Zopa is so easy to use and to save. Fantastic rates to bring your finances on top I would 100% recommend zopa to any of my friends and family! Reviewed on: 22nd February 2023
abi_larkin1991@hotmail.co.uk's avatar
[email protected]

Great service, Great Application, Great People

5
My experience with Moneybox has been fantastic, everything you need in one place, very clear what your rates etc are and fantastic customer support. Reviewed on: 22nd February 2023
sdc's avatar
sdc

Great service

5
Great interest rates, far superior than high street banks. Reviewed on: 22nd February 2023
Siobhan's avatar
Siobhan

Easy to set up and great rates

5
The account is easy to set up online and offers great rates. Also gives the ability to set up separate pots if savings within the account for different purposes. Reviewed on: 22nd February 2023
Stewart's avatar
Stewart

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