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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great place to save!

Easy to use and a simple way to save money! Lots of options to choose how to save money and the interest rates are so much better than the bank! Reviewed on: 21st February 2023

Easy and nice app to use

So easy to set up my savings account online. The app is easy to use and also looks good making the bank feel modern and vibrant. Reviewed on: 21st February 2023

5 star

Excellent account, easy to set up, easy to use, unbeatable interest rate at this time. Cannot recommend highly enough Reviewed on: 21st February 2023

Happy with zopa

I’m happy with zopa, app is easy to use, however I do find they are slightly slow in raising there rates Reviewed on: 21st February 2023

Fantastic

It’s so simple and easy to set up and can see the money your saving with a good interest rate Reviewed on: 21st February 2023

Great banking service

Love Zopa, was so easy to open an account, app is easy to use with very good rates and i love that you can easily open different pots to assist with saving for different things Reviewed on: 21st February 2023

Keep me informed and great products

Zopa make it easy to do banking. They keep you informed and have lots of helpful tips and advice. They have great savings products that are easy to understand. There’s no hidden terms everything’s transparent. Reviewed on: 21st February 2023

Happy

Simple to use on app with no fuss & good interest rates Reviewed on: 21st February 2023

Easy to use savings app // competitive rates

Decided to try Zopa as a saving account as the main stream banks were offering such poor rates . Easy to use app and competitive rates makes it a winner in my view . Reviewed on: 21st February 2023

Great rates for savers

Easy to use account, fast withdrawals and easy to add money to savings pots. Reviewed on: 21st February 2023

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