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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great account great app

So pleased with the ease at which I could open a savings account, and be able to transfer money whenever I want to on the app. It’s simple to use and accessible at any time. Reviewed on: 20th February 2023

Easiest way for me to save

Wanted to start saving but as I live in a rural village I don't have access to a bank etc near me. Found Zopa, saw it was highly recommend and signed up very quickly and with easy. Very simple system to use and I can see my money grow which encourages me to save more. Reviewed on: 20th February 2023

Fantastic savers with great rate

I started with Zopa about a year ago, choosing them for their generous interest rates. Since then these have almost doubled. As a student, this has been a great way to get a little more spending money in a cost of living crisis Reviewed on: 20th February 2023

Great return on savings

So simple to maximise your savings by swapping from current account to savings Reviewed on: 20th February 2023

Easy saving, good rates

Very easy to set up and transfer between different 'boosted' pots for even better rates. Reviewed on: 20th February 2023

Not always passing on rate rises to their savers

Profiteering from rate rises by the BoE not passing any on to its investors/savers Reviewed on: 20th February 2023

Easy to save, higher rates

Great app - very easy to use and several different options based on circumstances. Best interest rates on the market. Have recommended to friends and family. Reviewed on: 20th February 2023

Easy way to save.

Very easy way to save and keep a check on your money. Reviewed on: 20th February 2023

Great savinvgs rates

Easy to use app, great savings rates.. Great company. Reviewed on: 20th February 2023

It makes it easy to save

I transferred to Zopa a few months ago and wish I'd done it sooner. I love how easy it is to have different saving pots with varying levels of interest/notice periods. Reviewed on: 20th February 2023

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