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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy peasy

Its simple and easy to use would recommend to anyone who is interested great product. 10 out 10. Reviewed on: 20th February 2023

Great services

Great interest rates, super flexible, great way to save money Reviewed on: 20th February 2023

Easy to use. Love the piggy bank facility.

Zopa's easy to use smart saver makes saving money straight forward and organised. The piggy bank style system helps to save for specific items. And the interest rates are good. Reviewed on: 20th February 2023

Great app

Great app!! Very easy to use and would recommend Reviewed on: 20th February 2023

Very easy to use

Very easy to use, I like the fact that there can be separate pots with different interest rates to allow for flexible saving. Only slight change would be to show the daily interest rate Reviewed on: 20th February 2023

Super Helpful

Really appreciate the separate pots and the notification requirements that make it easier to control money and encourage saving! Reviewed on: 20th February 2023

Easy Peasy

Life’s so complicated. Great that ZOPA isn’t. Reviewed on: 20th February 2023

Amazing rates and ease to use

Was so ease to set up Content is really clear The design of the app makes it ease to use without reading instructions and the rates are competative. Reviewed on: 20th February 2023

Simple. Smart. Superb!

Really simple app. Great access to my savings without compromising on interest rate. Seem less transactions. Highly recommend. Reviewed on: 20th February 2023

Excellent savings account. Highly recommended.

So easy to set up and top up your savings Reviewed on: 20th February 2023

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