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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fast, easy, great rates.

Switching to Zopa couldn't have been easier. Their app makes things super-straightforward and their interest rates on the various savings accounts was better than any other company when I transferred over to them. Great! Reviewed on: 20th February 2023

Flexible and great rates

It's great being able to have easy access to some of my savings at a good interest rate and get even better rates by putting some away for a short period. I also like the way that general interest rate rises are reflected very quickly in the Zopa rates. Reviewed on: 20th February 2023

Smart Saver

Zopa App is easy to use. Competitive interest rates. Very happy with my account. Reviewed on: 20th February 2023

So easy and efficient

Great app, very straightforward to use. Fabulous rates for savers, too. Reviewed on: 20th February 2023

Easy peasy

Its simple and easy to use would recommend to anyone who is interested great product. 10 out 10. Reviewed on: 20th February 2023

Great services

Great interest rates, super flexible, great way to save money Reviewed on: 20th February 2023

Easy to use. Love the piggy bank facility.

Zopa's easy to use smart saver makes saving money straight forward and organised. The piggy bank style system helps to save for specific items. And the interest rates are good. Reviewed on: 20th February 2023

Great app

Great app!! Very easy to use and would recommend Reviewed on: 20th February 2023

Very easy to use

Very easy to use, I like the fact that there can be separate pots with different interest rates to allow for flexible saving. Only slight change would be to show the daily interest rate Reviewed on: 20th February 2023

Super Helpful

Really appreciate the separate pots and the notification requirements that make it easier to control money and encourage saving! Reviewed on: 20th February 2023

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