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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use and flexible periods with bonus saving rates

We've been really happy with Zopa. The ability to move savings into separate pots for different lengths of time with bonus saving rates is really useful and really easy. Deposits and withdrawals are seamless too! Reviewed on: 20th February 2023

Easy to use and reliable

I moved to Smart Saver, it's easy to use, reliable and I would recommend to all my friends. Reviewed on: 20th February 2023

Service speed

Easy app, great rates, lots of options Reviewed on: 20th February 2023

Great service

Great service, easy to use app and good rates Reviewed on: 20th February 2023

Fantastic easy to use App

I love this app, it’s so easy to move money and the interest boost lots are a great idea! Would definitely recommend. Reviewed on: 20th February 2023

Fantastic high quality app

I really enjoy saving with Zopa, such an easy app to use with great features. I recommend Zopa to all my friends and family! Reviewed on: 20th February 2023

Quick, easy, excellent savings rates

It was so quick and easy to set up my Zopa account, I think the booster pots are an inspired idea and I really like seeing the interest grow, rather than coming in at the end of the savings term. Strong recommend! Reviewed on: 20th February 2023

Fantastic

Fantastic, easy to use app. Have recommended to many friends. Reviewed on: 20th February 2023

Good interest rate and not invested in fossil fuels (as far as I can tell)

As per the title. Most banks are trying to destroy the planet as fast as possible. Reviewed on: 20th February 2023

Very easy to set up and operate

Im not a tech person but zopa's app is very simple to navigate. Competitive interest rate. Reviewed on: 20th February 2023

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