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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great value for money

I started using zopa between buying and selling a house, but kept the account as it has proved to be great value for money Reviewed on: 20th February 2023

Best Saving on the market

At the top of the market for rates, and the app service matches that Reviewed on: 20th February 2023

Smart saver

Great rates and the app is really easy to use Reviewed on: 20th February 2023

Love Zopa

Really E asy to use and great interest earned Reviewed on: 20th February 2023

Good interest rate, easy to use

Good interest rate, simple display makes it easy to use. Variety of choices of saving options Reviewed on: 20th February 2023

Love the boost feature!

Savings account is super easy to use and transfer money in and out of. Good interest rates and love the boost feature! Reviewed on: 20th February 2023

Excellent savings account

I have found the Zopa account to be extremely user friendly. Simple to open and use. Overall an excellent savings account. Reviewed on: 20th February 2023

Simple, best rates, good app.

Simple, best rates, good app. no nonsense or hassle, easy to switch access/interest type. Reviewed on: 20th February 2023

Simply Effective

This is such an easy way to save money and maximise interest on your savings. You can lock differing amounts away depending on your personal circumstances: giving longer withdrawal notice will give you a better rate. It's easy to transfer money between pots and it's all done online with full FSA protection. You can't do wrong! Reviewed on: 20th February 2023

Simple Smart Saving

app based savings is intuitive and very easy to navigate. SIMPLE SMART SAVING Reviewed on: 20th February 2023

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