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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Interest flexible savings

Put savings in Zopa after recommendation by MSE website. Set it up online. Didn't need any third party input. Very easy Reviewed on: 20th February 2023

Easy to set up.

Easy to set up, with good rates. 10/10 Reviewed on: 20th February 2023

Easy to set up and run

Easy to apply and open account . Reviewed on: 20th February 2023

Great value for money

I started using zopa between buying and selling a house, but kept the account as it has proved to be great value for money Reviewed on: 20th February 2023

Best Saving on the market

At the top of the market for rates, and the app service matches that Reviewed on: 20th February 2023

Smart saver

Great rates and the app is really easy to use Reviewed on: 20th February 2023

Love Zopa

Really E asy to use and great interest earned Reviewed on: 20th February 2023

Good interest rate, easy to use

Good interest rate, simple display makes it easy to use. Variety of choices of saving options Reviewed on: 20th February 2023

Love the boost feature!

Savings account is super easy to use and transfer money in and out of. Good interest rates and love the boost feature! Reviewed on: 20th February 2023

Excellent savings account

I have found the Zopa account to be extremely user friendly. Simple to open and use. Overall an excellent savings account. Reviewed on: 20th February 2023

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