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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple, best rates, good app.

Simple, best rates, good app. no nonsense or hassle, easy to switch access/interest type. Reviewed on: 20th February 2023

Simply Effective

This is such an easy way to save money and maximise interest on your savings. You can lock differing amounts away depending on your personal circumstances: giving longer withdrawal notice will give you a better rate. It's easy to transfer money between pots and it's all done online with full FSA protection. You can't do wrong! Reviewed on: 20th February 2023

Simple Smart Saving

app based savings is intuitive and very easy to navigate. SIMPLE SMART SAVING Reviewed on: 20th February 2023

Really smart way to save

This is exactly what I've been looking for, a saver account with different pots for different saving terms (higher interest if you lock some away for longer, easy access for others, etc). Easy to manage and really good rates. Reviewed on: 20th February 2023

Best smart saver on the market

User friendly dashboard, easy set up and great interest rates on savings!! I have already recommended Zopa to few of my friends! Reviewed on: 20th February 2023

Easy to use

Excellent company & easy to use service Reviewed on: 20th February 2023

Hassle free account

Zopa is my first experience of a fully online app based account and they have been brilliant. So easy to use and a very competitive savings rate. Would 100% recommend Zopa to anyone, and i do so regularly! Reviewed on: 20th February 2023

Easy & flexible savings account

App is easy and intuitive to use, interest rates are visible. Reviewed on: 20th February 2023

Excellent company

Great rates, easy to use online banking Reviewed on: 20th February 2023

Great rates & super easy to use

Really love the Zopa Smart Saver app, especially the ability to have various pots & to be able to boost those pots with a higher interest rate if you don't need the funds straight away. Reviewed on: 20th February 2023

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