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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fantastic

So easy to use. Great rates of interest. Great customer service. Love Zopa Reviewed on: 20th February 2023

Amazing

Best I have used and would highly recommend this to everyone Reviewed on: 20th February 2023

Simplicity for Saving

Very fast to set up - elegant simple app. Brilliant interest rate. Fast banks transfers in and out. Reviewed on: 20th February 2023

Great App.

Very easy to use app, competitive interest rates and the option to fix for higher rates. Reviewed on: 20th February 2023

Easy to use

Easy to transfer funds in, and out of the account. Account updates a couple of hours aft the transfer, could be instant to alleviate any anxiety about the transfer process. Reviewed on: 20th February 2023

User-friendly savings account

I really like this account, great ability to split the savings between different purposes quickly. The only criticism is that it doesn't follow Bank of England rate so it's about 0.20 below what I can get elsewhere so will be considering moving at least some of my money. Reviewed on: 20th February 2023

Easy peasy

Account was so easy to set up, gives me a great interest rate and is very flexible in putting money in and taking it out. Reviewed on: 20th February 2023

Great rate and easy to manage

The app is user friendly, along with a great interest rate, helps save money a lot easier. Reviewed on: 20th February 2023

Best savings account

Best saving account with great rates and easy access to your money thanks to a well performing app Reviewed on: 20th February 2023

Great savings account

Get interest rate and very easy to use and set up Reviewed on: 20th February 2023

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