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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Just what I needed to save some cash !!!

I've had this account for a few months now and it's so easy to access, manage and set up a savings goal. You can easily change the monthly standing order to suit your affordability. Great way to save and earn some interest. Great account. Definitely worth having !!! Reviewed on: 11th January 2023

Fantastic savings interest rate

Easy to open an account with a brilliant user friendly app. Just enough communication via email. I’m impressed! Reviewed on: 11th January 2023

Great product

Very impressed with this app and interest rates Reviewed on: 11th January 2023

Great savings plan

Simple to use and great rates with many options to help save Reviewed on: 11th January 2023

Great!

Good rates Really easy to set up and manage online Excellent communications Reviewed on: 11th January 2023

Great

Zopa has a great range of easy access and fixed options to pick and choose from helping you to make the most of your savings. Reviewed on: 11th January 2023

Straight forward

I found the whole process , simple and straightforward without any issues. Reviewed on: 11th January 2023

Zopa's savings products are amazing

I save regularly to savings accounts, but Zopa's product is better with interest and easy-to-choose options to earn even more. I've moved all my regular savings to Zopa now. Reviewed on: 11th January 2023

Really easy to use

Great app easy & clear. Interest is easy to understand and good rates as well Reviewed on: 11th January 2023

Fab interest rate

New customer found it easy to set up the smart saver yet to make a withdrawal but deposits have been simple! Reviewed on: 11th January 2023

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