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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates,great app

Leading interest rates with a simple way to boost the rate Reviewed on: 11th January 2023

Great product. Easy to service

A competitive product that is easily serviced via the app. Banking doesn’t have to be complicated! Reviewed on: 11th January 2023

One of the best interest rate in the market.

Applied for a savings account after hearing about them via Martin Lewis. I had never had an app only account before so I was a little nervous. I need not have been as the app is so simple to use. The savings account is one of the best in the market as the interest rates are hugely competitive. I recommended the same product to a friend within months of opening my own account. Reviewed on: 11th January 2023

Easy to manage online

It’s an easy access account and Zopa make it very easy to access! Your money usually transfers from your bank account to your Zopa account in less than 5 minutes and if you need it back once again it’s there in no time, unlike some accounts that can take up to 48 hours. Reviewed on: 11th January 2023

Quick and easy range of savings

It was very quick and easy to set up my Zopa account and I was instantly able to save both into easy access and fixed accounts. I love the pots function which means I can easily put aside money without needing to manually create separate accounts. Reviewed on: 11th January 2023

Zoppa the best

Easiest transfer ever confirmed Reviewed on: 11th January 2023

First class bank

Fantastic app with best in class interest rates. Reviewed on: 11th January 2023

Brilliantly easy to use

Easy to manage savings within the app and use Reviewed on: 11th January 2023

Best rates, easy to use

The app is very easy to use. Straightforward to add and remove funds. Reviewed on: 11th January 2023

Brilliant concept!

Such a good way to save, can decide how long you want to lock your savings in for and are rewarded with competitive rate of interest. The pots make it so easy to earmark funds for specific purposes. Highly recommended! Reviewed on: 11th January 2023

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