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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very streamlined

Very easy and user-friendly. Great options and flexibility on interest rates vs ease of access Reviewed on: 11th January 2023

User friendly interface and app

The app is very easy to use and everything works fluidly. Good to look at and all the info I need are readily available or easy to find. Cannot recommend enough. Not to mention the competitive interest rates. Reviewed on: 11th January 2023

Great interest and quick & easy!

It was such an easy process to get the app and put my money across. The interest I receive is brilliant. Reviewed on: 11th January 2023

Easy saving

Very quick and easy to set up. Can arrange different pots to save for specific projects etc. Reviewed on: 11th January 2023

Perfect saver

Fantastic savings account, easy setup, good rates Reviewed on: 11th January 2023

Quick, easy, 100% worth it

I opened an account with Zopa as recommended by a family member. We had a sum of money that didn’t need using for a while so it was advised we put the money in a booster pot and we haven’t looked back since! We get a nice little return for letting it sit there. The account was easy to open and no guidance was required. 100% would recommend Reviewed on: 11th January 2023

App is easy to use

Great interest rates….some of the best around. Would recommend to anyone. Reviewed on: 11th January 2023

Fabulous online experience

Easy to sign up and just a silky smooth app to transfer money into my savings account. The opportunity to move money easily into higher interest bearing 'pots' which you can apply your own label to which is super-convenient and intuitive. Reviewed on: 11th January 2023

Good rates and easy

Good interest rates and easy to set up and operate. Reviewed on: 11th January 2023

Simple to manage my money - and good rates

Easy, yet secure to set-up with 2 factor authentication. Great app design making it simple and straightforward deposit or withdraw money. Whilst interest rates are not the best on the market, they are very competitive for instant access. Reviewed on: 11th January 2023

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