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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use account.

App is easy to use plus a great easy access interest rate. Simple to transfer into boosted notice accounts with higher rates - even a 7 day notice account. Reviewed on: 11th January 2023

Good rates and easy access

Would recommend to family and friends Reviewed on: 11th January 2023

Easy way to save.

Easy to set up and to start saving. Reviewed on: 11th January 2023

Excellent service with good rates

I have been using this company for years. They have always been efficient and have been prompt at changing interest rates in relation to market rates Reviewed on: 11th January 2023

Best of the Easy Access Savings

Easy to setup, easy to use and the rates are the best of the easy access savings accounts. If you want a little extra interest boost just transfer funds into a higher notice bin, couldn't be simpler. Reviewed on: 11th January 2023

Easy to use

Great app based savings account, easy to use, easy to move money in and out. Would highly recommend Reviewed on: 11th January 2023

Super duper saving rates

Excellent easy to use app and well presented. Reviewed on: 11th January 2023

Great Product

I have only recently opened a Smart Saver with Zopa and glad to see some encouraging interest rates which are inspiring me to save. I also like the different tiered boost rates within the one product so plenty flexibility to suit every situation. Reviewed on: 11th January 2023

Brilliant App

Had to set up several banks accounts after the sale of my home. The great interest rate and easy to navigate App, made it my favourite choice. Reviewed on: 11th January 2023

Easy to use app

Easy to use app and the rates are better than the high street banks Reviewed on: 11th January 2023

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