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Zopa: Smart Saver reviews

4.93
Based on 8,146 reviews, last reviewed 7th May 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

4
As the title, the app is great recommended to everyone Reviewed on: 11th January 2023

Just so easy

5
Really easy to set up, with an excellent return Reviewed on: 11th January 2023

Easy peasy Internet savings

5
Recommended by a family member, higher interest rates, so easy to set up. Reviewed on: 11th January 2023

Best savings account

5
Best interest rates and instant move between accounts. Reviewed on: 11th January 2023

Easy to use app

5
Very easy to understand and use the app. Great to be able to access the account on a phone but still with the security Reviewed on: 11th January 2023

Great App

5
Great rate Best savings app. High rate with only 31 days notice Reviewed on: 11th January 2023

Best savings A/C

5
This savings provider offers seriously good uncomplicated savings products with excellent rates. By far the easiest online savings account t that I have ever had. Reviewed on: 11th January 2023

Simple savings

5
Easy to use app and offers good interest rates so what's not to like Reviewed on: 11th January 2023

Easy instant access

5
Very easy to use app, great interest rate, overall very pleasing Reviewed on: 11th January 2023

Easy online

5
Very quick to setup and easy to manage Reviewed on: 11th January 2023

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