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American Express: Platinum Cashback Credit Card reviews

Name: Platinum Cashback Credit Card
Rating: 4.64 (69 reviews)

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4.51

Based on 69 reviews, last reviewed 14th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

73%

22%

2 star

Latest highest rating:

4

Great introductory cash back rate Great introductory cash back rate and like that it’s available across all purchases Reviewed on: 14th June 2025

Latest lowest rating:

1

Abysmal service I opened a dispute claim for a product purchased with Amex on Ebay. Big mistake! They have been dragging this for weeks, they close the dispute withou... Read more Reviewed on: 28th January 2024

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About this product

At Smart Money People, we're the UK's #1 place online for American Express Platinum Cashback credit card reviews. Whether you're looking for people's comments on the cashback offer on the card, or other benefits the card offers to customers, see what people have said before making up your mind on this card. Or have you already used the Platinum Cashback card? Share a review and mention what you liked or disliked about the card, and you'll be helping others!

American Express Platinum Cashback Credit Card reviews (69)

Review of the American Express, Platinum Cashback Credit Card:

Unrivalled in the UK!

AMEX is widely known in the UK as the card that doesn’t work across most of the country. However, with the increase in contactless POS providers (like Square etc) I use my AMEX as a true everyday spender. Platinum cash back is so so easy. It’s a small win every day, I use my AMEX with my partner on everything and make a flight to Australia as cash back each year. Of course, Amex also have a deal with Qantas for said flight… £200 off. It’s just the most convenient thing. Love these American banks in the UK, they’re unrivalled Reviewed on: 27th June 2023

Cash back !

Love this produce and the app is great too. Only thing that frustrates me is that it should clearly show when your annual cash back will be credited Reviewed on: 5th November 2017

Spend money and save money!

The best cash back deal in the U.K.! Spend ... and save! Awesome. Reviewed on: 29th June 2017

Great service

Always recieve great customer service when contecting American Express and the cashback is a great bonus. Reviewed on: 10th June 2017

Free money!

We pit our regular spending on this card like the weekly shop and petrol and any other shopping sprees and pay it off every month then once a year we get our cash back which is like free money and make sure we use it on a family treat! Like a day out or a nice meal. Reviewed on: 30th May 2017

Pay in full each month

And this card is a great way to earn a bit of money! Reviewed on: 30th May 2017

amazed how good they are

One tends not to think of credit card providers unless you need help and then you cross your fingers and hope you get a decent one. I am however totally bemused by the sheer niceness and helpfulness of the Amex representatives. I am so unused to it that I admit that it throws me completely. The are just so HELPFUL - it leaves you with a big warm smile on your face - feels so wrong! and on top of it all - they give me unexpected money every year! Reviewed on: 25th May 2017

Cashback reward every year means a treat each May

The Platinum cashback American Express card has always been our go to credit card. Our anniversary month is May so we get the year's cash back rewarded to us in time to buy a treat for the summer usually. The app is great with bonus partner deals to sign up for, meaning even more savings over and above the cash back itself. Reviewed on: 7th May 2017

Great Value

Already earned £150 cashback just doing what I do every day. Reviewed on: 13th April 2017

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