Pension
Buyer Beware! Abysmal disgusting on your face theft of your money
I live in the USA, the land of the free. Having left the UK over fifteen years ago, I had immigrated to the UK from South Africa with high hopes of establishing a pension fund after leaving the mess that is South Africa today.... Read more
I live in the USA, the land of the free. Having left the UK over fifteen years ago, I had immigrated to the UK from South Africa with high hopes of establishing a pension fund after leaving the mess that is South Africa today.
I found a financial adviser who recommended a 350GBP per month fund would bear fruit at age sixty-five. It was then a Norwich pension. I embarked on this ambitious scheme.
Determined to succeed, and In my first two years, I lived on the back seat of an Austin Maestro at services areas on the motorway to save up on the deposit for our tiny house in Maidstone. I was a contract computer engineer, and a few years later, I started my engineering and materials handling company. By 2005, I had 57 million GBP in potential business on my books when my supplier was bought out in the USA by a bigot who wanted to trade directly with the EU. He fired all the staff and closed the business, and transferred assets to another entity to rename that and resurrect the company as a new entity without obligations or contracts, including mine.
After suffering extreme stress, I collapsed in my office. After enduring the customary NHS incompetent run around, I landed on an Operating table in St Thomas, suffering a completely blocked right-hand coronary. I died twice that day.
I applied to Norwich to have the Pension holiday to allow me to convalesce without the enormous monthly financial burden. Norwich sent me a pension statement of my investment value one that i thought had been designed to function at minimum risk, and for the first time, I found out what it was actually worth... as I lay in my bed recovering from heart surgery. Where I had died twice... Shock and awe! One-third of what I had paid in, so I immediately stopped throwing good money after bad. I froze the pension that was created with post-tax personal income payments; my 13000.00 GBP investment was worth 6000.00, and Norwich went dark, with no correspondence or communication of any sort. I had other things to focus on. Now came Aviva, who took over and began to rewrite the rules, and the pension pot diminished further and for a time seemed to vanish however, I was able to trace it because I retained every piece of paper and with the help of pension tracing websites and the services of a professional pensions legal advisor, I was able to resurrect this skillfully hidden money. Now I am Sixty Five. The retirement pot has earned minus figures. I don't live in the UK, and you threaten that if I move or withdraw, my money there will be a 25% Tax charge on already taxed money that is worth less than what I paid in and, to add to the misery, will be taxed here in the USA when it arrives - tell me then, what or who is a pension supposed to benefit?
So why am I telling you this personal story? My message shows you a small snapshot of the man you are trying to rob. I am a war veteran, a veteran of poverty and vagrancy at twelve years of age. I have owned several successful businesses on three continents and successfully defended and fought litigation Pro Se' in the UK and the Federal Court in the USA. It is a little advice that you should do your research before trying to bully one who has been meeting challenges since he was a one-year-old, www.le-guttersnipe.com I am an autodidact and will find a way no matter how stupid you think I am.
As I awoke yesterday at three AM, Jesus came to me in my twilight waking dreams and mentioned that I should be grateful that he warned me to stop the payments all those years ago. I can only imagine the hell I would be enduring had this been an entire paid-up pension fund today.
Reviewed on 30th June 2021
Patrick White
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