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Bath Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.69 (270 reviews)

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4.71

Based on 270 reviews, last reviewed 10th Feb 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

I have a buy for uni mortgage which has been really... I have a buy for uni mortgage which has been really helpful and unique experience to own my own property at such a young age. Reviewed on: 10th February 2025

Latest lowest rating:

2

Decent product, painfully slow process No problem with the product offered by painfully slow process that ended up failing to complete because the vendor's circumstances changed in the mean... Read more Reviewed on: 6th October 2024

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About this product

Are you looking for the right mortgage to secure your dream home? We collect Bath Building Society mortgage reviews to help you make an informed decision when choosing your mortgage lender.

Bath Building Society is a mutual organisation that offers a variety of mortgage products. It’s important to fully understand the terms, conditions and interest rates of a mortgage product. If you’re unsure, always consult the lender or an advisor.

If you’re interested in a mortgage with Bath Building Society, check out our reviews to learn more about the lender. Find out what products existing borrowers have taken out and how satisfied they are with it. Learn more about the application process, and how supportive Bath Building Society was throughout. Find out more about the member benefits available. All of this and more can be found in our Bath Building Society mortgage reviews.

Have you had a Bath Building Society mortgage? Share your experience with others on Smart Money People. Tell us about the application process: was it simple to understand and did the lender support you well? Share any experience you have had with the customer service team. Have you encountered any problems throughout your mortgage term? Whether good or bad, write a Bath Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Bath Building Society Mortgages reviews (270)

Review of the Bath Building Society, Mortgages:

I couldn't be happier with Bath Building Society! :-)

I couldn't be more happy with Bath Building Society. I've been with them since 2009 and I just moved house and although I could have got cheaper rates elsewhere, as their customer service is superb I was happy to stay with them. They always reply quickly, with real people you can talk to and they couldn't do more for you. Well done Bath Building Society and thank you! :-) Reviewed on: 30th January 2025

Reply from Bath Building Society Hi Andrew, thank you for taking the time out and leaving us this feedback. This is great to hear and even better you are still with us over these years. Thanks again. Ben Hutchings, National Account Manager Response date: 11th February 2025

Pleasure to deal with

Have just dealt with the Bath Building Society for the first time in many years and have been really impressed with their professionalism and courtesy. Special mention to Ingrida who dealt with our delay in submitting the Certificate of Title in a calm and friendly manner and who ensured that funds were released in time for completion. Shame all borrowers don't use you!! Reviewed on: 26th June 2023

Reply from Bath Building Society Thank you for your 5 star feedback. We really appreciate you taking the time to comment. I will pass your feedback on to Ingrida. Many thanks, Nicola Rees, Head of Mortgage Operations. Response date: 27th June 2023

Slow to act and respond

Quite possibly the worst mortgage experience in our lives. My wife and I are purchasing a property and the slow response times of Bath and inability to keep to service levels was quite shocking, at one point risking the transaction as our vendor started to lose patience. The BD manager admitted that staffing issues were leading to delays, but there was no proactive communication of such delays until deadline after deadline was missed. The whole mortgage process took over 3 months to conclude. Reviewed on: 23rd June 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. I am sorry we have not met your expectations on this occasion and apologise for any delays to your application with us. Would it be possible to contact me directly at [email protected] as I would be interested to have a look into this for you. Ben Hutchings, Head of Mortgage Sales Response date: 28th June 2023

Efficient

Fairly efficient Building society when comes to new mortgage process. Reviewed on: 23rd June 2023

Reply from Bath Building Society Thank you for taking the time out and leaving a review. All feedback is valuable to us and glad to hear we have been efficient in our processes. Ben Hutchings, Head of Mortgage Sales. Response date: 28th June 2023

Chocolate teapot comes to mind

As a joint mortgage holder I have no access to any of the mortgage information. I am not able to access the mobile app as it doesn't recognise me and they dont do online banking. They have however confirmed that if the primary mortgage holder defaults they will then contact me (after my credit rating has been affected). Overall my experience with them and their customer service has been very poor. Reviewed on: 20th June 2023

Reply from Bath Building Society Thank you for taking the time to leave this feedback. I am sorry to hear that your experience with the Society has fallen short of our usual service standard. If you could contact us with details of the mortgage account we can try to help you gain access to the mobile app. We are also currently working on an online banking service that should be launched in August. If you would like to discuss this with me so we can try and resolve this for you please contact me on [email protected] Nicola Rees, Head of Mortgage Operations Response date: 21st June 2023

Great service

I contacted the team via the app which was very simple I connected to the wrong department in error but the team got me to the correct person within seconds and arranged someone to call me back. Top service Reviewed on: 12th June 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. Glad to hear the app was easy to use and that a member of staff contacted you straight away. Ben Hutchings, Head of Mortgage Sales Response date: 12th June 2023

Personal and helpful!

My query was a little complicated so rather than continue via typed messages, Oliver gave me his number so we could chat it through and move forward to help my client - excellent service! Reviewed on: 8th June 2023

Reply from Bath Building Society Thank you for taking the time out and proving this feedback. This is great to hear and glad Oli was able to assist. Ben Hutchings, Head of Mortgage Sales Response date: 9th June 2023

Helpful as always

From initially receiving excellent advice regarding Retirement Mortgages to responding to queries since, we have always found staff at Bath to be helpful and friendly. Reviewed on: 25th May 2023

Reply from Bath Building Society That's great to hear, thank you for the feedback I'll pass it on to the mortgage team. Ben Hutchings, Head of Mortgage Sales. Response date: 26th May 2023

First class service from a very helpful organisation

We were looking to purchase a property for our son to live in for up to 3 years whilst he was living in another part of the U.K. The Bath Building Society’s Buy for Uni student mortgage product was exactly what we were looking for. However, as well as having a market leading product, they also had a team of people behind it that took the time and trouble to understand our circumstances and come up with a finance offer. Have nothing but praise for the way we were looked after, Reviewed on: 22nd May 2023

Reply from Bath Building Society That's great to hear, we agree it's a fantastic product! Happy to hear you had a good experience with the team we will pass it on. Many thanks, Jo Gillow, Digital Communications Manager Response date: 23rd May 2023

Real people to talk with about one's product

I would like to express my appreciation for the way my remortgage has been handled by Bath Building Society. I was offered a product that exactly suited my circumstances and which was a great relief to me at the time. It has since been serviced efficiently and promptly, and I have at all times felt that I had the help that I needed. Reviewed on: 17th May 2023

Reply from Bath Building Society Thank you for taking the time out and leaving a review. This is great to hear and glad your experience dealing with us has been a very good one. Ben Hutchings, Head of Mortgage Sales Response date: 18th May 2023

Really good experience

Very pleased with how easy The Bath Building society were to deal with, very fast at responding and easy to get hold of. Reviewed on: 5th May 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. This is great to hear and glad you are pleased. We look forward to catching up with you in due course. Ben Hutchings, Head of Mortgage Sales Response date: 5th May 2023

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