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Halifax: Current account reviews

Name: Current account
Rating: 4.19 (939 reviews)

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4.13

Based on 939 reviews, last reviewed 5th Sep 2025

64% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Halifax Switcher Current Account

I have recently switched current accounts using the Halifax switcher service. I am very impressed by the service that they have provided me with. Following my initial application online the current account was set up and all my direct debits and standing orders transferred from my existing bank within 10 days. As an incentive for opening the account £100.00 was also paid into my new account by the Halifax once the account was open. Reviewed on: 28th March 2016

£100 free for opening current account

Which other bank will pay you £5 bonus every month? Not only that if you are their new customer you get £100 incentive for transferring your existing current account to them. No other bank will you you that kind of bonus! No other bank will give you £5 bonus every month either. Reviewed on: 28th March 2016

Monthly nice little earner

I have one of these accounts - I need to pay in £750 per month and have 2 x Direct Debits coming out each month. In return, for staying in credit I get £5 per month credit from Halifax. That buys me 3 x books from my local charity shop to expand my bookshelf. . Whats not to like! Reviewed on: 28th March 2016

Easy simple and no problems

Have used this account for ages with no problems so far. Excellent online banking and mobile app (like lloyds) Branch customer service is good too Reviewed on: 28th March 2016

Fantastic App

I use the Halifax banking app daily to manage my current account .Just recently it has really improved and it is so easy to make transfers and pay all my bills all from the app.This is a great way to keep on top of your finances. Reviewed on: 28th March 2016

Why can't the reward match the overdraft fee

If the overdraft fee is more than 5£ why can't the reward be more than 5£? Reviewed on: 28th March 2016

Easy to switch to account.

Last june i needed to switch bank accounts. I chose Halifax as i could open the account quickly and easily online. I chose my switching date and all my direct debits and payments were switched for me and my old account was closed. Within 48 hours Halifax had paid me my switching bonus. I have been with them 9 months now and am very pleased. Great bank. Reviewed on: 28th March 2016

perfect no fees account

this account is perfect for thse that want all the benefits of a current account but without the usual monthly fees. The online app is very easy to navigate and incredibly simple to make any changes that you need to make. You can transfer monies to other accounts or to other people (contacts) with the click of a button. Reviewed on: 28th March 2016

Incentive to switch makes it a no-brainer

Recently switched current account to the Halifax. Customer service is excellent. £100 to switch and £5 a month if conditions met. Reviewed on: 28th March 2016

Great bank

I swapped to Halifax 3years ago and I've never had a problem. Plus when you phone them you actually get a person not a robot asking 20 questions like other banks . Reviewed on: 26th February 2016

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