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Halifax: Current account reviews

Name: Current account
Rating: 4.19 (938 reviews)

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4.12

Based on 938 reviews, last reviewed 9th Jul 2025

83% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

23%

Latest highest rating:

5

Halifax has been my bank for a few years now Halifax has been my bank for a few years now Reviewed on: 9th July 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (938)

£100 free for opening current account

Which other bank will pay you £5 bonus every month? Not only that if you are their new customer you get £100 incentive for transferring your existing current account to them. No other bank will you you that kind of bonus! No other bank will give you £5 bonus every month either. Reviewed on: 28th March 2016

Monthly nice little earner

I have one of these accounts - I need to pay in £750 per month and have 2 x Direct Debits coming out each month. In return, for staying in credit I get £5 per month credit from Halifax. That buys me 3 x books from my local charity shop to expand my bookshelf. . Whats not to like! Reviewed on: 28th March 2016

Easy simple and no problems

Have used this account for ages with no problems so far. Excellent online banking and mobile app (like lloyds) Branch customer service is good too Reviewed on: 28th March 2016

Fantastic App

I use the Halifax banking app daily to manage my current account .Just recently it has really improved and it is so easy to make transfers and pay all my bills all from the app.This is a great way to keep on top of your finances. Reviewed on: 28th March 2016

Why can't the reward match the overdraft fee

If the overdraft fee is more than 5£ why can't the reward be more than 5£? Reviewed on: 28th March 2016

Easy to switch to account.

Last june i needed to switch bank accounts. I chose Halifax as i could open the account quickly and easily online. I chose my switching date and all my direct debits and payments were switched for me and my old account was closed. Within 48 hours Halifax had paid me my switching bonus. I have been with them 9 months now and am very pleased. Great bank. Reviewed on: 28th March 2016

perfect no fees account

this account is perfect for thse that want all the benefits of a current account but without the usual monthly fees. The online app is very easy to navigate and incredibly simple to make any changes that you need to make. You can transfer monies to other accounts or to other people (contacts) with the click of a button. Reviewed on: 28th March 2016

Incentive to switch makes it a no-brainer

Recently switched current account to the Halifax. Customer service is excellent. £100 to switch and £5 a month if conditions met. Reviewed on: 28th March 2016

Great bank

I swapped to Halifax 3years ago and I've never had a problem. Plus when you phone them you actually get a person not a robot asking 20 questions like other banks . Reviewed on: 26th February 2016

Reliable Banking

I've been with Halifax now since I left school aged 15. Ten years to be infact. I have not had one single problem with them. Internet banking is straight forward and simple. They never hassle me to take out bigger loans, or better accounts. The staff are always accomodating and friendly! I just absolutely love Halifax. So people friendly! Reviewed on: 19th February 2016

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