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Halifax: Current account reviews

4.25
Based on 983 reviews, last reviewed 10th Jun 2026
73% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (983)

Really great service

5
Just generally fantastic, cannot fault a thing Reviewed on: 15th November 2016

Where did th rewards go?

3
My reward account always seemed worthwhile but now the news has reached customers that our £5 reward each month is now going down to £3. This is incredibly disappointing consider we are the loyal customers which keep the bank going. Reviewed on: 14th November 2016

awesome customer service

5
halifax are always helpful and there is never a long wait to speak to anyone on the phone Reviewed on: 14th November 2016

Easy to use

5
Never had an issue with halifax current account. Easy to use, multiple ways to access it (online, phone, branch) and no problem :) Reviewed on: 14th November 2016

excellent switch to current account

5
excellent switch to this current account and get rewarded every month Reviewed on: 14th November 2016

Rubbish, rip-off interest and charges

1
Previously had a savings account which had less than £50 in it, lying dormant for a couple of years. Desperate for funds, went to take out the cash, was told that charges had depleted the funds to zero. Reviewed on: 14th November 2016

Easy use and good service

4
Good branch service - reasonable incentives Reviewed on: 14th November 2016

Efficient and pleasant

4
Online banking is quick and efficient, easy to transfer money between accounts, phone service has also been pleasant. Reviewed on: 14th November 2016

Help to switch

5
Was paid to switch and had help face to face for an hour to do it Reviewed on: 14th November 2016

Very friendly helpful bank

5
I opened a current account with Halifax after I decided my previous bank didn't provide the best service. Since joining them I have never looked back they are always helpful and very easy to bank with Reviewed on: 14th November 2016

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