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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.47 (372 reviews)

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4.56

Based on 372 reviews, last reviewed 10th May 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

H&R provided a flexible mortgage which suited my ne... H&R provided a flexible mortgage which suited my needs , many of the big banks building societies did not or has numerous restriction's. H&R customer... Read more Reviewed on: 10th May 2025

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

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About this product

Your home is likely to be your largest financial purchase, so finding the right lender is key. We collect Hinckley & Rugby Building Society mortgage reviews to help you make an informed decision.

Hinkley & Rugby Building Society is a mutual organisation that provides a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident with the terms, conditions and interest rates. Always contact the lender or an independent advisor if you have any questions or need help understanding your options.

Are you considering Hinckley & Rugby Building Society as your mortgage lender? Gain valuable insight into the Society by reading the reviews on Smart Money People. Find out what mortgage products homeowners have and how satisfied they have been throughout the term. Learn more about the customer service received and whether borrowers would recommend the lender to family and friends. All of this and more can be found in our Hinckley & Rugby Building Society mortgage reviews.

Did Hinckley & Rugby Building Society help you purchase your dream home? Share your experience with others by writing a review. Tell us why you chose Hinckley & Rugby Building Society. Did you feel supported throughout the application process? Has the Society kept you up to date with any important mortgage news and changes? Would you recommend your mortgage product to family and friends? Write a Hinckley & Rugby Building Society mortgage review today.

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Hinckley & Rugby Building Society Mortgages reviews (372)

Mortgage questions swiftly answered

I spoke with Jo Tidey, from the contracts variations team regarding a query relating to the term of my mortgage. I found Joe to be super helpful and knowledgeable. Reviewed on: 8th January 2024

Reply from Hinckley & Rugby Building Society Hi Jay, it’s always a pleasure to hear comments like this about our people. Thank you for taking the time to pass on your valuable feedback, which we will happily share with Jo and the team. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 9th January 2024

I have aways found all your staff to be most helpful...

I have aways found all your staff to be most helpful and informative, do not insist on e mail but will take the time to converse. It is a pleasure to deal with all star who I have had reason to speak to Reviewed on: 5th January 2024

Reply from Hinckley & Rugby Building Society Thank you for your feedback about our mortgage team. We believe it’s always worth taking the time to speak to our members and we’re really happy to hear you value that service. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 9th January 2024

Great service

Simone was very pleasant, helpful and efficient Reviewed on: 4th January 2024

Reply from Hinckley & Rugby Building Society Thank you for taking the time to pass on your feedback about the service you received from Simone in our mortgage team. We will, of course, pass on your comments to Simone personally and her manager. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 9th January 2024

Very efficient and friendly staff.

Very efficient and friendly staff. Always able to help and will do their best to make sure you are happy with the outcome of your enquiry. Reviewed on: 4th January 2024

Reply from Hinckley & Rugby Building Society Thank you for your feedback about our team. Making sure our members are happy is paramount and if we can deliver our services in a friendly and efficient way then we're happy too! If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 8th January 2024

When dealing with H&R, I have made contact with a hu...

When dealing with H&R, I have made contact with a human who could deal with my business without having to wait in an automated queue that played repeated, awful music. Each agent was polite and knowledgeable. Recently, you have been calling me every once in a while, indicating regular human review of my account. Reviewed on: 4th January 2024

Reply from Hinckley & Rugby Building Society This feedback is greatly appreciated thank you for taking the time. We do pride ourselves on a personal and human approach, which does appear to be getting a little lost in certain organisations, so it’s good to hear that’s something our members value. We appreciate your time taken to pass on your comments. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 8th January 2024

The lady I spoke with was very helpful and knowledge...

The lady I spoke with was very helpful and knowledgeable. She provided a very comprehensive overview giving me the full and complete information. Reviewed on: 3rd January 2024

Reply from Hinckley & Rugby Building Society Thank you for your feedback about our mortgage team. It’s great to hear our members feel well informed by our people who, of course, are here to help whenever possible. We appreciate your time taken to pass on your comments. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 8th January 2024

Mortgage delay

In terms of customers service, Angela Reuss gets five stars. She was excellent. However, I’m not sure I would recommend the company to family and friends because of how long H&R took to finalise the mortgage. In addition, it would be significantly easier for customers if there was an online portal where they could see the updated value of their mortgage. Reviewed on: 21st December 2023

Reply from Hinckley & Rugby Building Society It’s great to hear you were really pleased with the service you received from Angela, we will happily share your comments with her and her team. However, we’re sorry to to hear you were disappointed with the speed of our process and the facilities we were able to offer. If you would like to get in touch with our lending team, I am sure they would welcome the opportunity to talk through your thoughts. Response date: 22nd December 2023

Excellent professional and personalised service.

My request for a product transfer after expiry of a fixed term was a seamless process from choosing a new product via the clear website to making the change. It was very refreshing to be able to telephone and receive instant and clearly explained guidance from a person rather than via webchat. Special mention for Louise. Reviewed on: 21st December 2023

Reply from Hinckley & Rugby Building Society Thanks for taking the time to pass on your thoughts about how we dealt with your matured mortgage product, it’s good to hear the process was straightforward. It’s always heartening to hear the personal service we believe is so valuable was delivered, we will pass on your comments to Louise and her team. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel/ Response date: 22nd December 2023

Always helpful

We've had a mortgage with them for almost 20 years. They're always helpful, always friendly, and always there for us. They check payments in and out and genuinely look after their customers. Just what a local building society should be. Reviewed on: 14th December 2023

Reply from Hinckley & Rugby Building Society It's great to hear we’ve been able to deliver a helpful and friendly service to you for the 20 years you’ve had your mortgage with us. We will always do our upmost to look after our members so it’s wonderful to hear that has translated into the experience you’ve had with our people. Thank you for taking the time to pass on this feedback. If you are interested in helping us shape the services offered by the Society going forward, perhaps you’d consider joining our Member Panel? For more information and to send us your interest please visit https://www.hrbs.co.uk/member-panel Response date: 15th December 2023

Very disappointing

Hello, This was our first time applying for a mortgage and we were quite disappointed in the service we received from HRBS. The biggest factor in this was timeline, and that almost every time we were given a timeline for decisions/replies they were never stuck to. We appreciate that this is likely due to a high caseload and not down to any one person or intentional, but nonetheless it was a significant source of stress during the house buying process. Reviewed on: 13th December 2023

Reply from Hinckley & Rugby Building Society Thank you for your taking the time to pass on your feedback. We are sorry to hear that we have not met the standards you expected during the processing of your mortgage application and that you are dissatisfied with the service we have provided. We would be grateful if you could contact our Lending Team so that we can investigate this for you. https://www.hrbs.co.uk/contact-us/ Response date: 19th December 2023

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