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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.06 (899 reviews)

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2.06

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

They are now a pain

An unnecessary disruption to my life changing my cards around. Now everything needs verification so all my automated Amazon orders are getting delayed. John Lewis did not think about customer impact here. I have moved to M&S card. Reviewed on: 18th November 2022

New John Lewis credit card not recognised by some organisations

Although our application for the new John Lewis credit card provided by New Day was fairly straightforward, since we have had it, several websites and companies have said their ‘system’ does not recognise NewDay card numbers! How on earth can a company such as John Lewis force us to change to a credit card company that hasn’t ensured that their cards are accepted everywhere. The companies not recognising the card include my local council authority, not just small local shops and businesses. Really not impressed with the way this has been handled. John Lewis- you really haven’t impressed your once loyal customers with this mess Reviewed on: 18th November 2022

Extremely unhappy with newday card

Like many others I have been with John Lewis for many years and never had a problem. I always paid promptly, more recently online rather than by post. The App is a restricted method of payment and like others I could not find details if paying online through my bank. I have cleared my balance through telephone banking. It does not feel like a John Lewis account anymore, just John Lewis telling me which credit card I should use. I still love John Lewis as a shop; I will just make future purchases via my M&S card! Reviewed on: 18th November 2022

We are merely customers

Two major issues since switching to new card, customer services were initially non-existent, then there was an improvement but in both cases, the onus was on me to do the leg work and act as go-between when it was obvious communication between retailer and card company was the issue. Reviewed on: 16th November 2022

Dreadful

This is an appalling card in terms of customer service. I have not been told by email that my first statement is available online. Had I not checked I could have missed payment date. You can only increase credit limit on line, not reduce it. This is not helpful for anyone struggling with their finances. Trying to contact provider is virtually impossible. I did once get through to the South African call centre and individual was helpful, but the only way to speak to a real person is by not replying to the automatic questions. Information provided to make payment is poor and bank prompts do not refer to name on the new card!! Account number on card is at variance from account number on statement, which is confusing!! It is also impossible to find anyone at John Lewis to complain to about their choice of provider. Reviewed on: 16th November 2022

TRYING TO PAY DIRECT FROM MY BANK

I've received my 1st statement and went onto my online banking to pay. There is no info anywhere with the actual A/C name. I checked the JL credit card app and the direct debit says Santander Cards UK Limited re. NewDay Ltd. I've tried every variation of this A/C name and it cannot be verified even though I also bank with Santander. I triple checked the sort code and bank a/c number and have risked making the payment as I don't want to incur late payment fees. Is this to discourage anyone paying direct from their bank and to force you to set up a direct debit which I would never do. For goodness sake New Day/John Lewis you need to make sure your A/C details are verifiable in this day and age of fraud Reviewed on: 15th November 2022

Long time customer refused by New Day

Been with JL for 15 years and credit refused by new day for a new account. Heard this has been very common. Back to M & S too! Can’t believe they’re happy to lose so many reliable customers!! Reviewed on: 15th November 2022

Card isn't being accepted

Have had the previous JL card for 15 years, never had a problem, easy to get hold of customer services etc. Just tried to book a Travelodge for work and apparently the card type isn't recognised. Can't get through to customer services so have had to pay by other means. No point having the card if I can't use it! It's been problematic using in shops since I got it so, I'll take my custom elsewhere. Such a shame, New Day haven't got any synergy with the John Lewis brand. Reviewed on: 14th November 2022

Response from John Lewis ?

Has anyone managed to get a reasoned response from John Lewis ? I`ve tried various methods but I get the same old standard responses saying New Day are regulated etc etc. New Day may well be legal but they are clearly not very good. How were they chosen ? Why don`t my bank recognise their account details ? Did John Lewis know their terms and conditions for example that you have to have a mobile phone and you can`t pay them over the counter at a proper bank ? Has anyone seen any comment from John Lewis on these matters ? Reviewed on: 14th November 2022

Disaster!

Long story short. 1.Pin unreadable 2. Locked it for fraud on day 1 3. Didn’t answer when I rang so had to use another card 4. 20 mins hanging on to unlock it 5. Another 12 mins to answer ridiculous questions including L, what is the credit card limit on other cards? And how many other New Day credit cards do you have? I don’t know! Never heard of you, didn’t know you were behind this shambles, so I hope the answer is none! John Lewis what have you done? False economy. Pay New Day less but lose numerous customers. Please rethink! Reviewed on: 14th November 2022

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