Write a review

Newsletter

Go to business site

John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.06 (899 reviews)

View other John Lewis products

2.06

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

IT DEPARTMENT NEEDS SACKING

The implementation of the new website for the Partnership Card has been a complete and utter disaster for John Lewis. Having to re-register was a farce and the way information is displayed makes it difficult to see what the current spend is without having to get your calculator out. Don't try to ring customer services because you won't get though and the secure messages are not answered either. Reviewed on: 28th October 2016

terrible website - unable to contact

applied for Partnership card on the promise from an ad of £10 vouvhers when I used it. No vouchers & no way other than premium rate number to contact them! Why no email address or online contact form? Also was asked to register my card even tho it was already registered! Shambles! Stick to selling things! Reviewed on: 28th October 2016

Faulty website, shocking communication and deceitful statements

John Lewis has always been rather underhand with their Partnership card online credit card statements, as they refused to show how much of last month’s balance had been paid off, so it was easy to fail to pay it off by mistake, incurring charges. They’ve re-vamped the statements and made it worse! They actually deduct last month’s payment from this month’s spending, which gives a nonsense ‘total’ that will almost certainly lead to people misunderstanding what their actual, balance is and failing to pay it off by mistake. They’ve also now revamped their website, and it’s not working, and apparently hasn’t been since they launched it 3 weeks ago! Reviewed on: 28th October 2016

nightmare

after 10 days of lengthy phone calls I've finally been able to pay them . I tried via bank transfer, I went to their website. They have credited my account for my efforts but the time I have spent works out less than the minimum wage. Hopefully they won't charge me for late payment. Of course, I can't apply for a card elsewhere until this is cleared. Reviewed on: 28th October 2016

Utter shambles

Called for a new card two week ago; after 45 mins on hold this morning, I was told that the card had not been issued, although my previous one had been deactivated. Have to wait another 7 days for the new card. Would I recommend John Lewis? Only to people I don't like. Reviewed on: 28th October 2016

From bad to worse

Well the saga continues. My payment was sent electronically on 6 Oct arrived in my account on 20 Oct and I was charged £12 late fee, £21 + interest. Numerous lengthy attempts to phone, didn't speak to anyone. Sent emails until email went down. But I have had reply to one email to say they are investigating and I should hear back within 8 weeks! Sent recorded letter, nothing yet. Received letter in post advising me that I had defaulted on my credit agreement by not making a payment! Then on 24 they refunded my late fee plus £2 interest. Have lost sleep over this, refuse to use my Partnership Card anymore. Finally got through straight away when I tried in the small hours of the morning. Assured that interest payment would be reimbursed. Hasn't happened yet but in the meantime have paid off my balance so John Lewis can say goodbye to my custom fiorever. I refuse to be treated like this, abysmal carry on and heads should roll over this chaos. Reviewed on: 28th October 2016

From good to bad

No notification or warning that the online site was being upgraded, or that you would have to re-register to be able to access your account/pay your bill etc - when there are so many scams out there to try and get your details I find this disgusting that customers were not pre-warned about this. As if that wasn't bad enough, the 'improved' site is useless. It shows there are no transactions despite there having been several. Very disappointed that a company like John Lewis have let this happen. Reviewed on: 27th October 2016

NEW SITE SHAMBLES

Absolute disgarace. JLP should sack HSBC for the shambles and inanbilty to get even simple help. On top of that, unable to dowmload transactions into my finance package - a great advantage that the original website offered. Not a professional offering at all. Reviewed on: 27th October 2016

Terrible mess

My partnership card was declined yesterday and this morning in Waitrose. I have spent almost an hour on the phone to customer services but nobody answered. Went online and tried to re register but that doesn't work either. What a shambles - put enough trained staff on the phone lines and give a bit more info online as to what we are supposed to do now that account access and use of cards is seemingly blocked. Reviewed on: 27th October 2016

New website disaster

What a terrible customer experience: - No notification that the website was changing or that customers would need to re-register to be able to access their accounts. - Website bugs meaning that choosing a pin that the site accepted took close to a dozen attempts. - Payments not being accepted through the website. - Telephone payment system has also gone down making it impossible to actually pay off credit cards. - John Lewis Financial Services unable to stop late payment fines and interest being charged to cards - apparently they will be refunded, but that waits to be seen. - Secure messaging through their website is down. - Statement pdfs not currently working. All in all a case study in what not to do. Perfectly happy customers now unhappy due to change being handled in an appalling way! Reviewed on: 27th October 2016

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from John Lewis?

Travel Insurance
from John Lewis 4.08 from 4 reviews
Breakdown Insurance
from John Lewis 4.03 from 1 reviews
Car insurance
from John Lewis 2.80 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub