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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent Current Account with good rewards

after having issues with other major high street banks, i moved over to Lloyds 7 years ago and have never had any issues with them - and the app is excellent. Reviewed on: 26th February 2023

Perfect. Everything plus more that you need in a current account

The customer service in every Lloyd bank I have been in is superb. Everything you need, with someone always at hand who is understanding. Reviewed on: 10th November 2015

Brilliant

Their app is amazing. It has completely changed the way I bank. I couldn't recommend it enough! Reviewed on: 9th November 2015

As efficient as a bank bank can be with great staff and brilliant service.

Since I first joined Lloyds several years ago they have always made sure that banking has been easy for me. On the phone for longer than 20 minutes they gave me a refund in to my bank. They're very active about fraud monitoring. Reviewed on: 9th November 2015

one imperfection

great for interest on credit balance and have not had any problems with day to day banking. However, wish they had a secure messaging system like other banks, as if you want to contact them you have to visit or phone Reviewed on: 31st August 2015

great account

No problems at all with this account, and I get 4% interest each month and also a magazine Reviewed on: 31st August 2015

good interest rate

easy to operate this account both online and in branch. Pays 4% interest and I also get a free magazine each month Reviewed on: 31st August 2015

easy to use

easy to use online and in branch. They also pay a good rate of interest Reviewed on: 29th August 2015

GREAT INTEREST RATE

use this as my main account and get 4% interest. Also get Vue cinema tickets as well as an additional reward Reviewed on: 27th August 2015

One of the best interest paying accounts on the market.

If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

Good account

Have had this account for 1 year. It is great if you keep £5000 in it as it pays 4% and I also get a free magazine each month. having the account also lets me open a monthly saver also paying 4% Reviewed on: 26th August 2015

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