Write a review

Go to business site

Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (672 reviews)

View other Lloyds Bank products

4.45

Based on 672 reviews, last reviewed 19th Apr 2026

6800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

End of switches I did do a lot of switches, but I have found a bank I trust in. Reviewed on: 19th April 2026

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026

Read all reviews See your review

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (672)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

One of the best interest paying accounts on the market.

If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

Good account

Have had this account for 1 year. It is great if you keep £5000 in it as it pays 4% and I also get a free magazine each month. having the account also lets me open a monthly saver also paying 4% Reviewed on: 26th August 2015

Best interest rate on £5k

I have had a Club Lloyds account for around 6 months now. I was attracted to the account because it offers 4% interest on balances between £4,000 and £5,000. It's been a great day to day account and I receive around £14.00 interest per month from keeping it topped up with a balance of £5,000. I also received a pack of free cinema tickets for vue cinemas as an annual 'reward' for holding the account. I haven't had any issues that have required me to deal with Lloyds customer service team, but opening the account was very straightforward. My only negative would be that you don't receive any interest at all on balances over £5,000 and the interest rate drops below £4,000 so you need to keep a close eye on the balance! Reviewed on: 26th August 2015

The full package

Club Lloyds is a fantastic pick for anyone who's looking to get a little extra from their current account. Offering 4% AER , you can also choose a perk such as a magazine subscription, cinema tickets or a Gourmet Club membership. Reviewed on: 21st August 2015

good service and rewards, decent interest, a customer service

You get up to 4% AER and also they gave me 6 VUE cinema tickets. Only need to pay £1500 a month. You also get £100 overdraft which is decent, just in case. I think you can't go wrong with this account. Reviewed on: 15th August 2015

Top rate of interest

A great account, offering 4% on £5K. Easy to avoid £5 monthly fee (by having £1500 paid into account per month from non-Lloyds sources - we transfer money between Lloyds and Santander to do this). Lloyds quite happy to add wife's name to account (as she is a non-income taxpayer), so half of interest paid gross (so we get 3.6% overall net - easily beats ISAs!!!) Reviewed on: 14th August 2015

Upgraded to Club Lloyds recently. Was easy to do online and also offer a great interest rate if you are in credit.

I upgraded my account recently and it was so easy to do. My Club Lloyds account also gives a free subscription to a magazine of my choice. I like Lloyds Online Banking because all transactions are just a 'click' away. Reviewed on: 10th August 2015

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great Internet Banking

I changed to Lloyds from Santander a number of years ago and I have to admit that they're brill. Charges are minimal and easily explained. I get a text if I ever go overdrawn unexpectedly and have until 3pm to rectify it. The internet banking is great - so accessible and easy to use. I wouldn't bank anywhere else. Reviewed on: 6th August 2015

Ups and downs

I've found the service levels at Lloyds bank to be pretty variable. In fairness, they seem to have more good days than bad days, but after this long with them i still haven't figured out the best times to call them - sometimes they're really busy mid afternoon, other times super quiet! Reviewed on: 26th June 2015

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

FlexAccount
from Nationwide 4.51 from 1092 reviews
Current Account
from CAF Bank 1.78 from 61 reviews
Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.72 from 18 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub