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MBNA: Credit Card reviews

2.72
Based on 182 reviews, last reviewed 24th Jan 2025
50% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
See only 4 star reviews
12%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024
David H's avatar
David H

Latest lowest rating:

1

Confusing & infuriating application process, nightmare. Went through the application process for 0% balance transfer; total nightmare! Difficult to understand the questions regarding options concerning "min... Read more Reviewed on: 24th January 2025
Sue Wakley-Stoyle's avatar
Sue Wakley-Stoyle

About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (182)

Review of the MBNA, Credit Card:

Been with MBNA now for some time and have had no iss...

5
Been with MBNA now for some time and have had no issues with them. They provide a good service, have a good website and app. Card can be used everywhere I visit, in store and online. Reviewed on: 26th August 2024

Terrible customer service

1
Agent just hanged up on me, wait times are ridiculous. Incompetence is striving Reviewed on: 10th June 2022

What a shit show. DO NOT USE

1
Never ending hold cues and service that doesent do what they promise! Reviewed on: 7th June 2022

Non-professional and impolite people in the call center for customer service!

1
Non professional and impolite people in call center for customer assistance! Reviewed on: 14th April 2022

Easy to use, regular offers

5
App is easy to use and can pay straight from my bank I regularly get balance transfer offers which helps managing balances on other cards Reviewed on: 11th March 2022

F wally from the fraud department. Guy is a crook and a parasite to the world for what he does.

1
MBNA is the worst brand, AVOID THEM AN ALL THEIR SISTER COMPANIES Reviewed on: 2nd March 2022

Deliberate Deception

1
In my honest opinion MBNA use deliberate deception in order to try and persuade new customers to sign up for their best credit card which offers balance transfers at zero interest for 33 months with a fee of 2.69%. But when you apply, even with a very good credit score, you receive paperwork showing the term is only for 14 months and the fee is 3.49%. This sharp practice tantamounts to deliberate deception in my book. If this is an example of how they operate then I recommend you avoid them. You know "The Rule of Thumb" if the deal looks too good to be true then it's very likely to be "UNTRUE". But the point I'm making is can MBNA be trusted in any aspect in banking......".I rest my case" Reviewed on: 18th February 2022

Thanks Omar!

5
Had a great call with a member of staff from the Money transfer team called Omar. Really clear and helpful! - thank you! Reviewed on: 11th February 2022

Excellent customer service

5
Today I activate my card . I called them. Parth knows his job and treated me like a VIP client compare to many other banks. He helped me a lot to understand everything completely. Reviewed on: 5th February 2022

A great company!

5
Have always received excellent service from their customer service representatives. Any queries I've had have always been dealt with extremely efficiently and with respect and courtesy. Reviewed on: 25th January 2022

Friendly and efficient

5
Very easy to use service, no hassle Reviewed on: 21st January 2022

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