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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17204 reviews)

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4.92

Based on 17,204 reviews, last reviewed 8th Jun 2025

120% increase in 5 star reviews

in the past 90 days

133% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo's current accounts provides all the benefits o... Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides... Read more Reviewed on: 8th June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17204)

Review of the Monzo, Current Account:

Great All-Round Bank

I have been a Monzo customer for 6 years now and I have never had any issues; in fact, I would say the level of service received has been above and beyond other banks I have used in the past. I love the spend notifications as it allows me to keep track of my spending habits better, especially when used alongside the pots feature and the customer service team at Monzo have been exemplary, both when I needed paper statements for my mortgage provider and when my account was used fraudulently. I will never move away from Monzo and could not recommend their services more. Reviewed on: 24th August 2024

Great account with fantastic features!

Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

Ever since I signed up I never looked back Reviewed on: 3rd May 2025

I use my current account when travelling abroad.

I use my current account when travelling abroad. It’s super easy and saved me charges. Reviewed on: 1st May 2025

Best banking app so far

No issues with the app at all, works smoothly, gives you clear understanding of expenses. Useful switch between spending categories and vendors. Reviewed on: 1st May 2025

Exceeds expectations

Always great customer service and products that continual exceed my expectations Reviewed on: 1st May 2025

The complete package

Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025

Excellent service with great money management tools

I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025

Monzo current

Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025

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