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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Outstanding modern-day banking.

Outstanding modern-day banking. Nothing comes close. Reviewed on: 15th January 2024

Managing money - simple and effective

Before opening my Monzo account I was in years of slowly accumulating debt. I found budgeting really tricky and was endlessly surprised by a subscription of direct debit. But now my debt are cleared and I’m saving money every month. Monzo makes my money so clear it’s changed my life. Reviewed on: 15th January 2024

Best bank, no competition

Been here since the start and I’ve never had a reason to leave. Reviewed on: 15th January 2024

Amazing Try It Out

Amazing from The day I started my account so easy to use Reviewed on: 15th January 2024

Always great service, innovative app wish they did...

Always great service, innovative app wish they did mortgages! Reviewed on: 15th January 2024

The best bank by far.

The best bank by far. Been using them since 2016 and never looked back. Reviewed on: 15th January 2024

Such a great bank

Such a great bank - it’s made managing my money so easy and I actually enjoy payday! Reviewed on: 15th January 2024

Great visibility, features and app. Love Monzo!

Been with Monzo since 2016, haven’t ever considered switching. The app platform and features of the account are brilliant. The budgeting and visibility is also so valuable. Direct debits are so well managed with estimated spend calculated for the following month Reviewed on: 15th January 2024

Why I love Monzo

Allows me to track my money better …… also love pots which has helped me to save more than I ever have before with previous banks! Reviewed on: 15th January 2024

Monzo has changed my financial life for the better

Monzo has changed my financial life for the better Reviewed on: 15th January 2024

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