Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo 4 Life

After having a bad experience with Lloyds, I closed my account and started fresh with Monzo. It’s been 5+ years and I’ve never looked to another bank. Love Monzo Plus too. Reviewed on: 14th January 2024

Great bank, easy quick and efficient.

Great bank, easy quick and efficient. No problems and very user friendly Reviewed on: 14th January 2024

I always recommend to everyone

Been with Monzo for years and now use Monzo Plus. Great interest rate (4.6%) on my Instant Access Savings Pot that’s been great for an Emergency Fund! The pots in general are amazing for budgeting and I now use the virtual cards that come with Monzo Plus Reviewed on: 14th January 2024

Monzo is so easy to bank with, with simple and intui...

Monzo is so easy to bank with, with simple and intuitive apps, good savings options and their ‘pots’ for day to day saving are a god send. I absolutely love Monzo and will never switch banks. Reviewed on: 14th January 2024

Brilliant bank

So intuitive and friendly, I love the app and all the little things they do to make banking easy. Reviewed on: 14th January 2024

Monzo is so easy to use.

Monzo is so easy to use. I have an ISA too which is so simple to manage. If they did mortgages, I would use them for everything. Reviewed on: 14th January 2024

Slick UI and gamification of savings

I enjoy how well the UI is designed, the gamification of saving your money, and the option to upgrade and pay for improved functionality, with swanky new cards. Reviewed on: 14th January 2024

With Monzo since 2018, still loving it

I've been with Monzo since 2018, and it's the best experience possible with an organisation designed to make money from me. The App is easy to use, the help team are quick to turn around questions or problems. Reviewed on: 14th January 2024

I’ve been with Monzo for years, I have investor status.

I’ve been with Monzo for years, I have investor status. They are a breath of banking fresh air! Reviewed on: 13th January 2024

Great customer exp chat and helpful

Great customer exp chat and helpful Reviewed on: 13th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Current account
from Barclays 4.50 from 4953 reviews
Select current account
from RBS 4.09 from 370 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub