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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.45 (1013 reviews)

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4.45

Based on 1,013 reviews, last reviewed 27th Feb 2026

7000% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

73%

15%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (1013)

Review of the Nationwide, FlexAccount:

I have been banking with them for 19 years its a go...

I have been banking with them for 19 years its a good bank Reviewed on: 3rd February 2025

One of the very few banks/ buildong societies inves...

One of the very few banks / building societies investing in their high street branches and going that step further to be the best. Reviewed on: 15th February 2024

I have been to a local branch and customer service w...

I have been to a local branch and customer service was stunning. Reviewed on: 10th February 2024

Great benefits and peace of mind

Great benefits and peace of mind, well worth the small monthly fee to know my phone, breakdown and travel are all accounted for. Reviewed on: 5th February 2024

Friendly, in-person service and online great too

I have had an excellent experience with Nationwide. I love that they have branches on the high street and it is genuinely possible to go in and speak to someone. I do bank online, and that is great too, I find the phone app and website very easy to use and the card reader adds a good level of security. Still, especially when I am anxious about anything money-related, it is so good to be able to enter a branch and speak to someone. The staff are always helpful and have an amazing manner with customers, including senior citizens. Branches I’ve used have included Hove, Brighton (London Road), Guildford, Epsom, and Aberystwyth. Great experience every time, thank you! Reviewed on: 5th February 2024

I have had accounts with them for more than 40...

I have had accounts with them for more than 40 years Reviewed on: 26th January 2024

Good customer service both online and face to face

Good customer service both online and face to face Reviewed on: 23rd January 2024

Brilliant products and especially rewards for loyalt...

Brilliant products and especially rewards for loyalty - something hard to find in financial services. Customer service is second to none and they are very supportive. Initiatives such as Fairer Share and supermarket shopping cashback have been deeply positive initiatives especially in terms of the cost of living crisis. Overall a brilliant building society. Reviewed on: 10th January 2024

Been a nationwide current account customer for years...

Been a nationwide current account customer for years and they have always been reliable easy to deal with. No question of me changing in the near future. App is a little over complicated now compared to newer user interfaces, but this very good Reviewed on: 8th January 2024

Archaic

It's like banking in the 50s. Dreadful. They send you a silly plastic card reader you need to do any sort of action. Even access your account. Reviewed on: 30th December 2023

Simply dreadful

I have had nothing but problems dealing with Nationwide. It has been the worst experience I have ever had with any banking organisation. I have been lied to and let down every time I have tried dealing with them, the service has been completely inadequate. I also have a Virgin Bank account, they have been great with no issues. I am now closing the Nationwide account to move elsewhere. I would highly recommend using anyone else rather than Nationwide. Reviewed on: 28th December 2023

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