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Nationwide: FlexDirect reviews

4.30
Based on 250 reviews, last reviewed 2nd Feb 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
8%

Latest highest rating:

5

Good interest rate and cashback for first year up to... Good interest rate and cashback for first year up to £1500. App easy to use and transactions fast. Also plenty of branches still open which is a plus. Reviewed on: 2nd February 2025
Clakster's avatar
Clakster

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024
Mark M's avatar
Mark M

About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

Nationwide FlexDirect reviews (250)

Review of the Nationwide, FlexDirect:

Solid but uninspired bank choice

3
Nationwide, while a stalwart in the UK banking sector, leaves much to be desired in terms of innovation. Their online and mobile banking platforms, while functional, lack the modern flair and advanced features that other competitors offer. In addition, their customer service, while satisfactory, can at times be slow to respond. Although Nationwide's range of financial products is extensive, their offerings may not always be as competitive as those from other banks. Consider Nationwide as a solid, if somewhat uninspired, banking choice. Reviewed on: 15th February 2024

Good value, care for the members/customers

4
Good value, care for the members/customers, although some of the interfaces are a bit clunky. Reviewed on: 16th March 2023

Excellent for banking

5
Been with them 40+ years never a problem Reviewed on: 16th March 2023

Fantastic online account

5
Easy to use, well designed online account Reviewed on: 16th March 2023

A Switch that wasnt a Switch

2
I decided to take up the £200 switch offer from Nationwide however it didn’t run smoothly at all and ended up costing me money and total confusion with SO and DD payments. It’s taken me a few months to get my account affairs in order and I never received the £200 bonus. I am angry and frustrated Reviewed on: 13th March 2023

Good bank but app could do with improvement

3
I switched to Nationwide because of a switching incentive. I have had few issues with using them, just a couple of minor frustrations such as not being able to cash cheques on the mobile banking app. Reviewed on: 11th March 2023

Good customer service

5
It has always been a pleasure to talk to any member of staff. And has been simple to deal with anything I needed to do Reviewed on: 10th March 2023

very helpful bank,

5
Has a lot of different types of savings accounts, to suit different types of savers. I have money in 3 different types, & i know that not only is my money in safe hands but that the interest rates offered are good. Reviewed on: 10th March 2023

Good bank to deal with

5
Have had no issues with this bank having the account a number of years recently acquired a members credit card also good for as the all rounder option Reviewed on: 10th March 2023

Easy to use and good online app

5
Good customer service, the app is really easy to use and update. Reviewed on: 10th March 2023

Great provider

5
Switched using cass; got a switching bonus too. No issues so far. App is easy to use and the security is excellent. Reviewed on: 9th March 2023

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