Smart Money People Logo

Nationwide: Mortgages reviews

4.40
Based on 191 reviews, last reviewed 25th Jan 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
12%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
10%

Latest highest rating:

5

Great rate for getting on property ladder! I took a mortgage with Nationwide and got a good rate for seven years and I'm still so happy I made this decision and was able to get on the property ... Read more Reviewed on: 25th January 2026
andrew kevin fawn's avatar
andrew kevin fawn

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Mortgages reviews (191)

Review of the Nationwide, Mortgages:

Decent mortgage company

3
I had an overall good mortgage experience as a first-time buyer with Nationwide. The approval time was quick and everything was seamless when it came to setting the mortgage up. Their fixed rate deals were among the best on the market at the time, and they will also offer generous mortgage to income ratio if that's what you're looking for. Reviewed on: 24th December 2015

Great rate for getting on property ladder!

5
I took a mortgage with Nationwide and got a good rate for seven years and I'm still so happy I made this decision and was able to get on the property ladder when other banks don't even come close to offering the same level of help. Reviewed on: 25th January 2026

Great App & Mortgage calculator keeps me focused

5
App is really good way to keep me focused on paying my mortgage also with their simple to use mortgage calculator to understand how overpayments can help. Reviewed on: 24th January 2026

Very helpful in structuring a mortgage

5
Very helpful in structuring a mortgage for a new house purchase, carrying forward an existing fixed-rate mortgage from our existing property. Good communications throughout, options clearly explained and all processed in a timely manner. with an interest rate that we're happy with. Reviewed on: 23rd January 2026

I enjoy the annual payback to NW customers

4
I enjoy the annual payback to NW customers Reviewed on: 22nd January 2026

Always always give high praise to nationwide for the...

5
Always always give high praise to nationwide for their mortgages and the application process. We were made to feel like a lost cause by Halifax because my partner had a £1000 credit card he had forgotten about, we were told nobody would touch us, we went to nationwide the next week and were accepted right there and then, the advisor wasn’t pushy, was very informative and kept in touch throughout. Reviewed on: 22nd January 2026

Very trustworthy.

5
Very trustworthy. Home insurance very competitive price. Reviewed on: 22nd January 2026

Mortage.

4
Mortage. I had a mortage from Nationwide. It was good. i just wish the interest rates were lower. Reviewed on: 15th July 2025

Been with Nationwide now for over 10 years, took out...

5
Been with Nationwide now for over 10 years, took out another loan for an ext and about to remortgage this year, they seem to be good value, so will go with them agian. Happy customer. Reviewed on: 11th July 2025

Very easy to contact and discuss problems and worries.

5
Very easy to contact and discuss problems and worries. Nothing is too much for them.will never go elsewhere Reviewed on: 17th April 2025

Low interest and fees: beating the market and enabli...

5
Low interest and fees: beating the market and enabling me to out money where it matters. Reviewed on: 17th April 2025

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 5 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.73 from 64 reviews
    Nationwide
  • Regular Savings

    from Nationwide 4.71 from 86 reviews
    Nationwide
    View all products