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Nationwide: Mortgages reviews

4.40
Based on 191 reviews, last reviewed 25th Jan 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
12%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
10%

Latest highest rating:

5

Great rate for getting on property ladder! I took a mortgage with Nationwide and got a good rate for seven years and I'm still so happy I made this decision and was able to get on the property ... Read more Reviewed on: 25th January 2026
andrew kevin fawn's avatar
andrew kevin fawn

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Mortgages reviews (191)

Review of the Nationwide, Mortgages:

Responsible lending, Truly

5
After applying for a new mortgage to move home my wife and I felt that we would have no problems with both having excellent credit scores. Nationwide actually surprised us by not just handing money out straight away. There was a number of questions they asked that made us evaluate all of our spending. The mortgage was agreed but how we look at our spending has changed. Thank you. Reviewed on: 16th November 2017

great banking service

5
Have been with Nationwide for a few years now and as a member I have been offered great rates when it came to renewing my fixed rate mortgage. Excellent offer and easy to accept. Reviewed on: 28th February 2023

Great service

5
Setting up our mortgage was easy and fast using online forms and great email communication throughout to ensure we were kept up to date on progress Reviewed on: 28th February 2023

No better choice

5
Customer service is always excellent. Never sat waiting on the end of a phone for long if we have to call. Most things can be done online & or via the app. Happy in the knowledge they are sensible lenders & wont let you over commit & always have plenty of options to consider. The flexibility of the product is good in terms of over payments, payment holidays etc. the only disappointing aspect is over payments can no longer be borrowed back in a lump some, which was a great feature on some of their previous products. Reviewed on: 28th February 2023

Great provider

5
Great rates and very easy to deal with. Reviewed on: 28th February 2023

Great mortgage

5
Nationwide were very helpful in setting up a mortgage, and were also helpful in setting up a second mortgage for home improvements. Reviewed on: 28th February 2023

easy to work with

5
Nationwide are a great company to have a mortgage with. Easily accessible and helpful at all times. Reviewed on: 19th February 2023

First time buy

4
It is good I have seen on the nationwide website and visited bank aswell I was so satisfied with services and offers for first time buy. Reviewed on: 18th February 2023

Easily manageable mortgage

5
Love the fact my mortgage is manageable from the banking app. The rates were also very competitive and is one of the main reasons we chose nationwide. Reviewed on: 16th February 2023

Brilliant mortgage provider

4
Nationwide were one of few providers who accepted a lower deposit on the mortgage which was great for me with little savings at the time, I received a welcome box full of useful goodies and free samples all excellent for a new homeowner, and communications with Nationwide haven’t been needed since, as I have had no issues at all Reviewed on: 16th February 2023

Great service

5
Amazing support for first time buyers Reviewed on: 8th February 2023

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