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Nationwide: Home insurance reviews

Name: Home insurance
Rating: 3.53 (88 reviews)

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3.53

Based on 88 reviews, last reviewed 28th Aug 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

30%

15%

49%

Latest highest rating:

4

Secure at home. Secure at home-Nationwide's Home Insurance is both competitive and fully transparent. Their policies are if not the best, one of the best in the marke... Read more Reviewed on: 28th August 2026

Latest lowest rating:

1

Home insurance claim with Nationwide I raised a home insurance claim with Nationwide, the policy is underwritten by RSA. I was expecting them to be empathetic and supportive however from ... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide work with Aviva and Royal Sun Alliance to provide home insurance.

It’s usually cheaper to buy both buildings and contents insurance from Nationwide at the same time, instead of separate policies. There’s no extra charge if you want to pay monthly and you can pay for optional extras to tailor your policy.

Nationwide home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Home insurance reviews (88)

Good value cover

They offer a good level of cover at reasonable rates with discounts fro customers who already have cover with them. The only thing was that due to their change of underwriter this year my renewal quote had garden/outdoor coverage included but for extra fee. As I don't have an garden I had to phone to renew instead of doing it online in order for it to be removed. Customer service is good on the phone. Reviewed on: 9th November 2018

3 days and on going no central heating or hot water

3 days and counting, still no central heating and no hot water. 24 hr nationwide home emergency cover. They don't tell you that when you take out a policy. Reviewed on: 27th October 2018

Administration Catastrophe

I've been with the Nationwide for twenty plus years and found them very helpful and understanding in the early days with great on-line banking but things have changed... Last week I visited my local branch with my husband to add him to my current account, which is a 30 minute drive away. The cashier took ages to get the correct form but supported us with completion and checked both the form and our ID before sending off to be actioned. Seven days later, I received my form back in the post advising there was an error and we needed to return to our branch! So I called the Retail Admin Team who finally worked out that the form wasn't dated. Then they advised that I couldn't date and return the form by post but really did need to drive for an hour, 30 minutes there and 30 minutes back to simply drop the form off. After my father passed away, I thought it was best to add my husband to my account for future ease, perhaps this just isn't to be. Reviewed on: 12th September 2018

Good value for money and more than you would expect

I rang Nationwide as I wanted to add some separate items for insurance only to find out it was already included! Reviewed on: 5th September 2018

Good Quality Cover

Good quality high worth insurance Reviewed on: 28th July 2018

No cherry picking

I live in a flood risk area but that does not restrict Nationwide from offering a very competitive quote Reviewed on: 9th June 2018

Home Insurance Review

Had cause to call the emergency number late Sunday afternoon as there was a water leak coming through kitchen ceiling. Given the choice of finding a plumber ourselves or waiting for Nationwide to do so. We were advised this could be 4-6 hours. As it was Sunday decided to let Nationwide sort it out as there was no guarantee we would get anyone any quicker- that was a big mistake. Received a text to say a plumber had been allocated the work and would be in touch. Water still filling buckets overnight and into Monday. Plumber finally arrived Monday AM and carried out repair, only for one of the joints to start leaking within 1/2 hr of job being done. Assessor came out to inspect the damage caused by original leak and advised we get the original plumber out to correct the repair. Back on to Nationwide to be told in a curt manner we had dialed the wrong number. In fact we had not, the correct number was diverting internally, so passed from one person to another. Finally told we could not be connected to the appropriate department, but they would be contacted by email on our behalf and they would phone us. No one called. Phoned the correct number on Thursday, to be told yet again we had dialed the wrong number, until we read it back, and had it confirmed that we had in fact dialed the correct number and there was still a fault with the line. Finally spoke to someone around lunchtime who said they would take personal responsibility for getting a plumber back out to the job. 1900 hrs Thurs 15th March - still waiting, and still dripping. There has been a totally apathetic approach to our problem, the phone manner has generally been abrupt and implied we are in the wrong when calling although when checked with Nationwide we have in fact always dialed the right number. Customer service is very, very poor with no empathy for the situation being experienced. Reviewed on: 15th March 2018

Nationwide Insurance - Stress and Anxiety

We've never had cause to claim on insurance before. We had a new bathroom fitted 8 months prior to a water escape. I called Nationwide and was told to call a plumber get the problem sorted out but not to worry as any damaged caused to access the problem we were covered for. The plumber had to make various holes to get to the problem. 2 Tiles were removed in the bathroom, 2 small holes in my kitchen ceiling and a hole in the landing wall were made. We were asked to get a quote for the repair. We had a builder come in who was Insurance company approved and had authorisation to deal directly with Nationwide and their underwriters UK Insurance. We were told by the builder it was a straight forward claim. We provided video and photographs of the damage as well as receipts. Once the initial claim has been made and you've followed what Nationwide has told you, you are then in the hands of UK INSURANCE. Although they were supposed to be dealing directly with the building company we had many calls from them. The calls were intimidating to say the least. We've been extremely shocked by the way we've been treated. Underhand and very shifty company. The only way forward in the end was for us to take legal action, we were so worn down by now that we just wanted to put the dreadful experience behind us. Reviewed on: 1st November 2017

Quick, efficient service

I had to claim twice with Nationwide home insurance. Both times they were helpful, friendly, swift and made the whole process seamless. Reviewed on: 1st October 2017

Good cover for the price

Very comprehensive cover for a good price so I know I can relax in the knowledge if things go wrong I have help at hand Reviewed on: 28th September 2017

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