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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50595 reviews)

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4.91

Based on 50,595 reviews, last reviewed 11th Jun 2025

1823300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal credit all the time, the 0% four month... I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50595)

Review of the PayPal, PayPal Credit:

Useful and easy to understand

Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022

I use PayPal credit all the time, the 0% four month...

I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Easy free way to spread cost

4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

Paypal is where i started collecting koney before i...

Paypal is where i started collecting koney before i got a bank account Reviewed on: 11th June 2025

Great customer service and excellent service

I've been using PayPal Credit for quite a while and I can say the service is excellent. Customer service team is very responsive if you have any questions and doubts, it's easy to navigate on the website and app too. Reviewed on: 11th June 2025

I think PayPal is a great accessible secure platform...

I think PayPal is a great accessible secure platform for handling transactions online. Reviewed on: 11th June 2025

Absolutely brilliant recommend it to anyone quick an...

Absolutely brilliant recommend it to anyone quick and so easy to use Reviewed on: 11th June 2025

I love the flexibility of it all!

I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025

Great service and easily accessible and user friendly

Great service and easily accessible and user friendly Reviewed on: 11th June 2025

The perfect partner

I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025

I find PayPal very easy to use and better than mobil...

I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

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