Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50612 reviews)

View other PayPal products

4.91

Based on 50,612 reviews, last reviewed 11th Jun 2025

1824900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love PayPal so much I use more than my... I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50612)

Review of the PayPal, PayPal Credit:

Useful and easy to understand

Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022

I love PayPal so much I use more than my...

I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

4 months to pay for airtickets

Its unbelievable paypal giving interest free credit for the lowest airline tickets purchase Reviewed on: 11th June 2025

Excellent service and very helpfull

Excellent service and very helpfull Reviewed on: 11th June 2025

Heard really good things about Paypal credit and I r...

Heard really good things about Paypal credit and I recommend it to friends, family and clients. Reviewed on: 11th June 2025

When I have raised Disputes with PayPal after using...

When I have raised Disputes with PayPal after using PayPal Credit the Disputes have not gone in my Favour and poor explanation was given Reviewed on: 11th June 2025

Excellent

Great experience and easy to use Reviewed on: 11th June 2025

Good service

Helpful way of paying for items. in a easy way Reviewed on: 11th June 2025

Very handy pay in 3 and good service

Very handy pay in 3 and good service Reviewed on: 11th June 2025

I've always had pleasant customer experiences with P...

I've always had pleasant customer experiences with PayPal, one time I reported a transaction I didn't recognize on my account and it was immediately sorted and I received a refund promptly Reviewed on: 11th June 2025

Paypal credit

Paypal has always been easy to use, everything is simple and the offers and options they offer are brilliant. Pay in 3? Pay in 4 months 0% interest? Pay in monthly installments ranging between 6-36 month? Paypal got you covered for it all. Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.02 from 59 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Credit Card
from Shop Direct 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub