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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Nothing bad to say service is great.

Nothing bad to say service is great. Reviewed on: 28th May 2025

Great service

Great service will use it over and over agaun Reviewed on: 28th May 2025

Love using paypal

I love using my PayPal credit it’s always handy to have it there and really easy to use as well. Website it great and all the information I need is on there. Reviewed on: 28th May 2025

PayPal credit is a super handy option to spread costs

PayPal credit is a super handy option to spread the cost of big payments. I appreciate the 4 months 0% it is particularly helpful. Reviewed on: 28th May 2025

I felt the added interest could be more easily expos...

I felt the added interest could be more easily exposing but apart from that I'm very happy with the service I'm working very hard to pay it back now, bit by bit. Reviewed on: 28th May 2025

Much needed!

Always available and couldn't be without it!! Reviewed on: 28th May 2025

Always smooth and efficient

Always smooth and efficient, the credit service is unbeatable as well as convenient. Reviewed on: 28th May 2025

Easy to use,safe ,good app .

Easy to use,safe ,good app .most of the retailer accept their payment.like the pay in 3,option Reviewed on: 28th May 2025

PayPal is the best

PayPal makes payments easy and you can spread the cost over time ! Reviewed on: 28th May 2025

Paypal is like having a safety net to rely on.

Paypal is like having a safety net to rely on. When I am a bit short of readies for a larger purchase that I need, I can pay in 3 interest-free payments. Sorted. I can transfer money safely to another person, using PayPal, if I don't want them to have my bank details. Simple. Everybody should download the app, and make their lives easier. Reviewed on: 28th May 2025

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