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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Safe, secure and quick

Very simple, quick, secure and easy to use. Reviewed on: 28th May 2025

I've used PayPal now for approx 6 years and never ha...

I've used PayPal now for approx 6 years and never had a problem to be solved. I love the pay in 3 and have also used the 12 month pay system for a more costly item,if I could use PayPal for every buy I would. 100% usable app. Reviewed on: 28th May 2025

I have been using Paypal credit for almost 10 years...

I have been using Paypal credit for almost 10 years never have problem and make pament easy. Reviewed on: 28th May 2025

Very secure and reliable

Very secure and reliable, always use it for online purchases Reviewed on: 28th May 2025

Happy and content - Lives Bliss with Paypal credit

My experience with PayPal credit has been all good, Very easy to use and accepted at more vendors than people relise, Can even order a pizza or bugers etc. Easy to use and easy to repay, App shows all history purchease and even help with refunds if required Reviewed on: 28th May 2025

PayPal credit

PayPal credit has always been excellent and the customer service is very helpful and informative. I honestly can't find a bad word to say about PayPal. Reviewed on: 28th May 2025

User friendly borrowing ft. Refund drama

I'l have had issues claiming back refunds for purchases used with PayPal in the past due to an error which fails to recognise my address matching that of my bank account. I however find PayPal credit fairly easy to obtain and the service is straight forward; eg early repayment. There is some concern over automatic payments being taken on the days agreed. However, the opportunity to pay the loan back at whim seems to negate this so far! Reviewed on: 28th May 2025

I like this as it makes things more affordable,, exp...

I like this as it makes things more affordable,, expecially with the cost of living crisis now Reviewed on: 28th May 2025

Reliable Financial Platform

PayPal has proved to be a reliable financial platform for receiving and sending money. I have had no security issues with thus far and intend to use it for a long time as a method of making financial transactions. Reviewed on: 28th May 2025

Its perfect .

Its perfect . very easy to pay and if i have some trouble with buyer the help service will sorted out very fast . Reviewed on: 28th May 2025

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