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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Excellent

Excellent facility for large purchases 4 months interest free Reviewed on: 7th June 2025

Easy to use and reliable!

Easy to use and reliable! Never had issues using it. Reviewed on: 7th June 2025

Paypal gets my Five Star Top Review

Paypal gets my Five Star Top Review, to find similar others, very far and few - No AI nor Grammarly needed, in writing out this ode - just sincere honesty. is all that has flowed - Paypal is the best and many will agree, sign up now & get protected with their steadfast policy - been with them for a lifetime & hopefully many more, Paypal is reliable, tending every personal need, whilst still remaining efficent & unbeatably pliable.....From L Agnew Reviewed on: 7th June 2025

Love PayPal best customer services

Love PayPal best customer services Reviewed on: 7th June 2025

I’ve been using PayPal UK for years now, and it just...

I’ve been using PayPal UK for years now, and it just makes online shopping so much easier. I love knowing my payment is secure and that I’ve got some protection if anything goes wrong. One of the best things lately has been the four-month interest-free offer through PayPal Credit. It’s a fantastic option for bigger purchases — super helpful when I want to spread the cost without racking up fees. And their “Pay in 3” feature is great too, especially during months when money’s a bit tighter. I also use PayPal to send money to family and friends — it’s instant, easy, and free. And when I need to transfer money abroad, it’s way simpler than going through my bank, and the fees are reasonable. The app is really user-friendly, with quick notifications after every payment, and I’ve noticed more shops are accepting PayPal now, even in-store with QR codes. All in all, it’s become one of those things I use without even thinking — reliable, secure, and incredibly convenient. Reviewed on: 7th June 2025

I used all the times PayPal I'm finding safety

I used all the times PayPal I'm finding safety Reviewed on: 7th June 2025

Safe, Secure and Reluable

I always use PayPal if it is available. It is safe, secure and offers peace of mind that I can get my money back easily if there's a problem. I also like not having to share my card details with companies. It's easy to use and to check transactions plus I can send money to friends easily too. Reviewed on: 7th June 2025

Great service

Very easy to use and pay back, installment options are great. Any issues are dealt with quickly and customer service is great Reviewed on: 7th June 2025

You Can Shop Knowing Your Money Is Secure When Buyin...

You Can Shop Knowing Your Money Is Secure When Buying Goods Reviewed on: 7th June 2025

Useful tool for slightly large purchases

Using PayPal credit for large purchases is useful, quick approval and zero interest for four months gives an incentive to pay off in time and not make unduly large purchases. Sometimes it is easier to spread the cost, PayPal credit allows you to do this without getting hit with other fees. Reviewed on: 7th June 2025

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