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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178108 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178111)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always found it very user friendly to use your app a...

Always found it very user friendly to use your app and whenever I had a query had to customer service Reviewed on: 9th July 2026

Nigel no work

It's fantastic is amazing tidy haha Reviewed on: 9th July 2026

It has helped me to achieve my goal in getting a lot...

It has helped me to achieve my goal in getting a lot of stuff like travelling buying things and spreading the costs without being charged interest it has helped me so much in my life. I am so grateful to have it. Reviewed on: 9th July 2026

great experience

Always had great experiences when using PayPal Reviewed on: 9th July 2026

Very fast and easy service would recommend to anyone

Very fast and easy service would recommend to anyone Reviewed on: 9th July 2026

Great customer service everytime.

I've had issues with shops and needed refunds etc and PayPal have been right on it for me. Friendly staff who can't do enough for you. Reviewed on: 9th July 2026

Very quick and easy to apply and use.

Very quick and easy to apply and use. You have enough time for repayment. I’ve used it for many years! The best ! Reviewed on: 9th July 2026

Convenient financial service easy payment opinions

Convenient financial service easy payment opinions Reviewed on: 9th July 2026

Nothing negative to report.

Nothing negative to report. Good at what they do. Reviewed on: 9th July 2026

Ok service.

Using the Paypal Credit service was great. I was able to spread the cost of goods over 4 months with 0% interest. However the interactions I’ve had with the customer service team has been poor Reviewed on: 9th July 2026

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