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PayPal: PayPal Credit reviews

4.91
Based on 57,841 reviews, last reviewed 9th Apr 2026
649800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit provides us extra freedom to pay for p... PayPal credit provides us extra freedom to pay for purchases over 3 months with 0% APR if total is settled by the deadline date. This gives us greater... Read more Reviewed on: 9th April 2026
Nadia S's avatar
Nadia S

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57841)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is easy to set up and use.

5
PayPal is easy to set up and use. You know your money is safe when using paypal Reviewed on: 6th April 2026

Brilliant never a reason to moan

4
Brilliant never a reason to moan Reviewed on: 6th April 2026

Great service.

5
Great service. Nice rewards. many interest free offers. Reviewed on: 6th April 2026

normal,not enough good.

3
normal,not enough good.can increase more online split payment, like 0% 6-12 month instalments. Reviewed on: 6th April 2026

Paypal, the best of best. No challenger

5
I have been with PayPal for over 15 years and I've never had any issues with their services. Their customer service is top notch. Their conflict resolution can not be challenged. Once you report a company, they're swift to investigate and resolve the problem. Reviewed on: 6th April 2026

Paypal has your back

5
I just never have to worry about making transactions when PayPal ‘has my back. Reviewed on: 6th April 2026

Very easy to navigate & quick transactions.

5
Very easy to navigate & quick transactions. Reviewed on: 6th April 2026

Its great,versatile for everyone

5
Its great,versatile for everyone Reviewed on: 6th April 2026

5 stars excellent

5
Always excellent customer service whenever needed Reviewed on: 6th April 2026

It's easy for use the PayPal account

5
It's easy for use the PayPal account Reviewed on: 6th April 2026

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