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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It’s been effortless.

It’s been effortless. So hopeful with making big payments manageable. Reviewed on: 6th June 2025

Execellent company to deal with

PayPal are excellent to deal with and their staff always answer any questions efficiently Reviewed on: 6th June 2025

Easy to use and adds an extra layer of payment prote...

Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025

I have to pay my expenses in 3 gives or...

I have to pay my expenses in 3 gives or in 3 months Reviewed on: 6th June 2025

It just works!

No real comments, I do what I need to do and it just works! Reviewed on: 6th June 2025

They are always prompt to resolve any issues.

They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025

Easy, and safe

Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025

Great and fast.

Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025

PayPal go above and beyond when it comes to assistin...

PayPal go above and beyond when it comes to assisting with issues. Their customer service advisors are knowledgeable and professional and always treat their customers with respect. Easy to contact and obtain always the best solution for both consumer and business. Reviewed on: 6th June 2025

Trust worthy

Good service and easy to use options. Reviewed on: 5th June 2025

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