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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176348)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Outstanding Customer Service and Consumer Protection

I recently missed a payment due date by mistake. PayPal notified me promptly and even attempted to reach me by phone. When I called back, I was connected to an agent quickly — which has honestly been my experience every time I've needed to contact them. The agent I spoke with was patient and understanding. After I explained my situation, he waived the late payment fee and raised a request to have the record corrected with the credit reference agency. He gave me a clear timeline for resolution, and true to their word, I received confirmation that the correction had been approved and submitted. What stood out most was how human and efficient the whole process felt. PayPal's customer service is excellent, and their consumer protection genuinely puts the customer first. Highly recommended. Reviewed on: 8th July 2026

I have had no issues thus far.

I have had no issues thus far. Easy to make payments and withdraw monies that get paid in. Reviewed on: 8th July 2026

I feel that PayPal is a very secure way to receive a...

I feel that PayPal is a very secure way to receive and send money. Also it’s great for credit. Reviewed on: 8th July 2026

PayPal makes life easier

It's so easy to buy things and to get paid using my PayPal account. Reviewed on: 8th July 2026

Brilliant!

Brilliant!! Service is always great and reliable Reviewed on: 8th July 2026

Stress free credit solutions.

Stress free credit solutions. A massive help on bills and easy to pay back. Reviewed on: 8th July 2026

Jadesola Tom

So far so good. Keep up the good job. Reviewed on: 8th July 2026

good and very helpful when i need most

good and very helpful when i need most Reviewed on: 8th July 2026

PayPal credit is great and always fast.

PayPal credit is great and always fast. Reviewed on: 8th July 2026

Paypal is great it helps on flexibility

Paypal is great it helps on flexibility Reviewed on: 8th July 2026

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