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PayPal: PayPal Credit reviews

4.91
Based on 58,962 reviews, last reviewed 11th Apr 2026
751900% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Best Paypal service best advisor Best Paypal service best advisor Reviewed on: 11th April 2026
Shamsa a's avatar
Shamsa a

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58962)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always handy and easy to use, you know that all tran...

5
Always handy and easy to use, you know that all transactions are covered so you are safe Reviewed on: 7th April 2026

New to PayPal, the app very is friendly use

5
New to PayPal, the app very is friendly use Reviewed on: 7th April 2026

PayPal credit -life saviour

5
PayPal credit is a smart way to pay your bills and daily expenses, the app is so easy to use and it is really a life saviour! Reviewed on: 7th April 2026

Good value by allowing spreading the cost

5
Good value by allowing spreading the cost Reviewed on: 7th April 2026

Excellent financial services

5
Great app, instant transfers worldwide, instant exchange for any currency! Reviewed on: 7th April 2026

PayPal offer you a rare sense of security and protec...

5
PayPal offer you a rare sense of security and protection that these days is often lacking elsewhere. Plus when you are worried and concerned about whatever the issue is, dealing with PayPal helps lower those worries due to being easily open to speak with real people. I even had an advisor check in on how I was feeling, it wasn't just concern about the money. Reviewed on: 7th April 2026

Top customer service, safe payments

5
Top customer service, safe payments Reviewed on: 7th April 2026

It is quick and easy simple steps to follow, and in...

5
It is quick and easy simple steps to follow, and in case of an issue occurring I can rest assured that PayPal customers service will handle my request in a timely friendly and professional manner. Reviewed on: 7th April 2026

i have never had any issues with paypal.

5
i have never had any issues with paypal. i have had 2 disputes with sellers in all the time i am with paypal and both were resolved with total efficiency. Reviewed on: 7th April 2026

Good good good good good good good good good good go...

5
Good good good good good good good good good good good good good good good good good good good good good good good good good good Reviewed on: 7th April 2026