Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50703 reviews)

View other PayPal products

4.91

Based on 50,703 reviews, last reviewed 16th Jun 2025

1832800% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Absolutely brilliant. Absolutely brilliant. Great service, amazing experience always and I couldn't recommend more. PayPal credit gives me a way to manage my finances more ... Read more Reviewed on: 16th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal PayPal Credit reviews (50703)

Review of the PayPal, PayPal Credit:

Use PayPal services regularly.

Use PayPal services regularly and never have a problem. Reviewed on: 28th May 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

Simple and easy

Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

PayPal my go to choice for payments

I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025

Online Payments Simplicity

I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025

Purchase protection with added credit functions

I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

Great for big purchases and can budget payments better

Great for big purchases and can budget payments better Reviewed on: 13th June 2025

Secure payments

Provides an excellent security service when making payment Reviewed on: 13th June 2025

always easy to use Flexible ways of paying back

always easy to use Flexible ways of paying back Reviewed on: 13th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard Credit Card
from Tesco Bank 3.98 from 317 reviews
Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub