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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50546 reviews)

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4.91

Based on 50,547 reviews, last reviewed 9th Jun 2025

1819300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m very happy with PayPal Credit. I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50547)

Review of the PayPal, PayPal Credit:

Use PayPal services regularly.

Use PayPal services regularly and never have a problem. Reviewed on: 28th May 2025

Excellent throughout and easy to make and receive pa...

Excellent throughout and easy to make and receive payments. Reviewed on: 8th June 2025

Very useful and powerful credit tool

Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025

Always very helpful.

Always very helpful. Great staff. Never any bother when asking for help. Reviewed on: 8th June 2025

Flexible, reliable.

Flexible, reliable. Easy options at checkout. Also, easy to talk to a human when (admittedly, rarely) there was a need. Reviewed on: 8th June 2025

Easy and convenient to use.

Easy and convenient to use. Safe and secure to use online. Never had any issues. Reviewed on: 8th June 2025

Pay pal is such a versatile Payment system it’s easy...

Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Very useful easy & convenient for online shopping.

Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

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