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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107281 reviews)

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4.90

Based on 107,281 reviews, last reviewed 14th May 2026

2603550% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been using PayPal for many years; customer service a... Been using PayPal for many years; customer service always was excellent, and they are expanding services. Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107281)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any issues using paypal

Never had any issues using paypal Reviewed on: 6th May 2026

Always easy to use

Always easy to use never have any problems when using. Reviewed on: 6th May 2026

Paypal credit is way to pay

Easy to pay and spread the cost using PayPal credit Reviewed on: 6th May 2026

They need to give more time in their repayment plan...

They need to give more time in their repayment plan at 6 months to 1 year interest free instead of the 3 months repayment plan. Reviewed on: 6th May 2026

Excellent and easy to use - found using PayPal credi...

Excellent and easy to use - found using PayPal credit was accessible with most retailers and gives you peace of.mind because it is PayPal Reviewed on: 6th May 2026

Very easy and convenient to use.

Very easy and convenient to use. I feel comfortable and secure paying with pay pal and use it often. I will continue to use this service and I will pull highly recommend. Reviewed on: 6th May 2026

Very easy and efficient, I like to use it in the fut...

Very easy and efficient, I like to use it in the future Reviewed on: 6th May 2026

Making payments towards pay pal credit account is sl...

Making payments towards pay pal credit account is slow and confusing, it takes over a week for payment to reflect on account where paying is being made from Reviewed on: 6th May 2026

Very easy to use and very easy to talk too

Very easy to use and very easy to talk too Reviewed on: 6th May 2026

I have been using PayPal since few years and it rema...

I have been using PayPal since few years and it remains my go to for online shared payments. The interface is user-friendly, and I appreciate the added layer of security it provides since I don't have to share my card details with every merchant. Transactions are nearly instantaneous, and the buyer protection program gives me great peace of mind when shopping from new websites. Reviewed on: 6th May 2026

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